Thiago R.
Fast and seamless
We refinanced our mortgage thru Cardinal and the whole process was seamless and extremely fast.

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Showing 462 reviews with 5 stars · Clear filters
Thiago R.
We refinanced our mortgage thru Cardinal and the whole process was seamless and extremely fast.
Beth P.
This company helped me buy my home quickly and with very little drama! The portal was very helpful in keeping my stress level under control. I was able to upload necessary documents at all hours and was able to see the need for further documentation using their step-by-step explanation of which documents and why they were needed. This was very helpful. Eric and Tinna were great about keeping me in the loop about what to expect and gave me updates on the process.
Ramon
Ask for Oscar Garcia..very knowledgeable, trustworthy and professional.....you can't go wrong!
Joanna
The whole process was smooth and everything was thoroughly explained from start to finish. Eli and Kelli are extremely trustworthy and kind. They have been a pleasure to work with and I would recommend them without hesitation.
Christian Perez D.
Thanks 🙏 for everiting
Casey R.
10/10 recommend. Everything I was told on the first phone call as for rates and prices was still true when it was finalized. Nothing was ever done behind my back, I was notified for everything and it seemed to be done as fast as possible. Couldn’t of had a better experience
Tury E.
Great experience and very nice people to work with. Recommend to anyone.
Tracey J.
Rick was great, very knowledgeable. My loan was difficult and he helped me navigate through the tough parts. He answered my many questions with kindness!