James R.
Tim Moore is the Michael Jordan of Loan Origination
Tim Moore is the absolute best loan originator we have ever worked with! Exceptional service!

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Wilmington, North Carolina
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Showing 462 reviews with 5 stars · Clear filters
James R.
Tim Moore is the absolute best loan originator we have ever worked with! Exceptional service!
Melissa C.
Zach and his team were excellent! They went above and beyond to assist us in purchasing a home! They were responsive, competent competitive.
B S.
Michele Cohen did a bang up job of finding the best possible rate and terms for my Refi. Highly recommend!
Johnathan G.
In finding a home loan you can trust Nandy Trevino with Cardinal Financial he made the process super easy an painless he also explained everything in extreme detail so that I knew what was going on it was a real pleasure working with him and I highly recommend him .
Andrea M.
I switched from another company to Cardinal Financial mid new home purchase. The previous company didn't communicate with me at all, didn't seem to care for my business and was delaying my home purchase. I switched to Renee Douglas with Cardinal Financial and she worked hard to get my mortgage closed on time even though she came into it late and the busy market put road blocks in her way. She powered through it all and I closed on time with the terms I wanted at a great rate! Her communication was polite, professional and timely. I cannot recommend her highly enough! I'm so glad I fired my previous financial company and made the switch.
TravelGirl
Great staff and very consistent. Dawn was my loan officer and she was great with follow up and very organized. Highly recommend!
Diana V.
I am so happy I went with Jesse Enriquez at Cardinal Financial to refinance my home. Jesse was extremely helpful and knowledgeable throughout the whole experience. He always answered all my calls, emails, and questions quickly and I understood everything that was going on because of his communication throughout it all. Jesse also has an amazing team at Cardinal, they were all very helpful and always quick to respond with anything I needed. I am so happy I went with Jesse and his team to refinance my home, and I will use Jesse for all my future transactions. Thank you for being amazing at what you do!!
Jason B.
Tyler and team were very responsive and ready to go. The communications that were sent to me were clear, concise and really easy to understand. There were no surprises and closing was a breeze!