Camino FinancialReviews of caminofinancial.com

I’ve been looking for a business loan for quite some time . I explained what I needed this loan for and I was approved after a couple of days . Although the interest rate was higher than I expected, I decided to make it work. Hayden Anderson talked me through the whole process and explained everything to me in detail, he was of great help. Thank you guys again as i grow my small business

Misleading website say onething and they do other I will write a review every chance I get if your a small business and you need funding run from this company they are very very Misleading and will lie to you and if you get to the 48hr for a Decision just know that means you are Decline they say same day funding also a lie is your a small business don't depend on this company use a better company I have referred many people and not one not one was approved very very misleading and lies I will never referr anyone or use this company RUN RUN RUN

Heard about this company from a Facebook ad. Their lending criteria seems... "predatory", which is a strong word but given my experience, I'm open to being convinced otherwise. I have a nonprofit that does 200k/year, and that's without grants, sponsorships, or donations of any kind.... meaning, 100% of our revenue is earned from one of our paid programs, similar to a Goodwill. I applied for a loan, with a 790 score across all 3 bureaus, damn near perfect credit with zero derogatories, perfect payment history, perfect utilization, low inquiries, and 12 years of age. I have a Chase Sapphire Card for God's sake if that gives you an idea of my creditworthiness. In addition, the business makes 200k/per year, well exceeding their advertised "5k/month" requirement. They denied my application despite all of this, based on the following reason: "Too many recent inquiries". Forgive my french, but that's complete crap... I had 5 total inquiries on the bureau that they soft pulled, and only 3 within the past calendar year, my credit is almost perfect and there's literally no legitimate reason as to why they (or any company) should deny me for lending based solely on my credit. The REAL reason they denied the application? Regardless of the fact that my business makes over 3x the required revenue, and has been in business for 7 long years, not to mention that the owner/applicant has phenomenal credit, the real reason is that they simply won't lend to a nonprofit organization no matter how much money they make. But let's be honest, there's no way in hell they're ever putting THAT sentence on a denial letter. "We don't help charities, sorry." ... So instead, they used a cop-out reasoning, hence, too many inquiries. Yeah, sure.. Meanwhile, a business owner with a 600 credit score and a crappy LLC making a measly 5k/month gets funded no problem? Gotcha. This alone tells me they lean more towards the financially illiterate (because by the way, the terms and interest rates are absolutely bonkers, but I have a feeling you guys already knew that). Two stars, only because they supposedly prioritize minorities, which I can at least appreciate that.

I was in need of a loan a few months ago and had spoken to a guy named Juan from this company. I explained to him my situation on my identity theft and how my business was not doing so great as far as income due to the pandemic. He was nice enough to finally find me an offer. I told him that I would get back to him a little later if I changed my mind because I was waiting on another loan place to contact me first. I decided to come back to Camino because Juan had mentioned to get back to him and that he would just put my application as inactive and that he would reactivate it once I came back. I messaged him and he never got back to me. I went back online to fill out another application since it had been about a month or so only to find out I was denied. No one called me this time to at least speak with me. Im sure they would have known who I was if I was on file already. Such a shame how this happened to me because I really thought this company was dedicated to helping people from all the good reviews I’ve heard. I’m truly disappointed and don’t understand why they ignored me this time.

Excelente financiera no exigen tantos requisitos como los bancos y apoyan a todo la comunidad latina en sus negocios, son 100% verídicos y confiables obtuve el crédito y los fondos fueron depositados en mi cuenta de inmediato, muchas gracias a Camino Financial en especial a Camille, Brenda y Antonio que me atendieron excelente

Leonardo assisted me super fast, super professional, Got everything squared away and everything was explained to me; and I got my funds right away best experience ever with a lender... Thank you so much! Highly recommend.

Very fast transaction 2 days to have money in the bank

Gracias Camino Real por su dedicación , sobretodo aunque muchos los ven como un préstamo como un negocio , pues en el momento es una gran ayuda apoyo económico ..... Todo lo que hacen se les multiplicará y espero en Dios así a nosotros como negocios pequeños Ánimo !