Camino FinancialReviews of caminofinancial.com

This company possess the adequate facilities to cater to the needs of people who subscribe to the platform. Although there is still room for improvement, they should do better in terms of customer relations so i wouldn't have to involve an intermediary like revoltseal dot tech in our future dealings. Even so, no one should have to deal with that.

Heard about this company from a Facebook ad. Their lending criteria seems... "predatory", which is a strong word but given my experience, I'm open to being convinced otherwise. I have a nonprofit that does 200k/year, and that's without grants, sponsorships, or donations of any kind.... meaning, 100% of our revenue is earned from one of our paid programs, similar to a Goodwill. I applied for a loan, with a 790 score across all 3 bureaus, damn near perfect credit with zero derogatories, perfect payment history, perfect utilization, low inquiries, and 12 years of age. I have a Chase Sapphire Card for God's sake if that gives you an idea of my creditworthiness. In addition, the business makes 200k/per year, well exceeding their advertised "5k/month" requirement. They denied my application despite all of this, based on the following reason: "Too many recent inquiries". Forgive my french, but that's complete crap... I had 5 total inquiries on the bureau that they soft pulled, and only 3 within the past calendar year, my credit is almost perfect and there's literally no legitimate reason as to why they (or any company) should deny me for lending based solely on my credit. The REAL reason they denied the application? Regardless of the fact that my business makes over 3x the required revenue, and has been in business for 7 long years, not to mention that the owner/applicant has phenomenal credit, the real reason is that they simply won't lend to a nonprofit organization no matter how much money they make. But let's be honest, there's no way in hell they're ever putting THAT sentence on a denial letter. "We don't help charities, sorry." ... So instead, they used a cop-out reasoning, hence, too many inquiries. Yeah, sure.. Meanwhile, a business owner with a 600 credit score and a crappy LLC making a measly 5k/month gets funded no problem? Gotcha. This alone tells me they lean more towards the financially illiterate (because by the way, the terms and interest rates are absolutely bonkers, but I have a feeling you guys already knew that). Two stars, only because they supposedly prioritize minorities, which I can at least appreciate that.

Tengo un crédito por más de un año con uds por8 la pandemia estoy varado fuera del país. Pedí ayuda a uds y la unica solución que ofrecieron fue refinanciar a un interés muy alto, tras diligencia el nuevo crédito siguieron debutando el total de la cuota y al parecer usaron mis datos para tramitar un crédito por un monto superior al que se solicitó en la refinanciacion a un espero una rpta mi crédito quedó en mora sin saber cuanto debo si lo que me tramitaron fue un intento de estafa y sus empleados no contestan mis correos ni mis llamadas.