Caliber Home LoansReviews of caliberhomeloans.com

I would never do business nor refer a company that is not responsive to the clients needs. I only needed to make our mutual clients homeowners Policy good. According to the non person computer check was sent out over 7 days ago, but it has not posted to the clients policy, they are now in delinquent status and I am not able to get a check number to do research. Worst Company ever.....................

Been a part of the family for 5+ years!

They're an existing provider, but not for long. I decided to investigate a refi of my current loan, and an extremely aggressive mortgage seller told me that he could only give me rates and a quote if I began an application. So I started an application, and when the numbers didn't work out, I stopped the process, only he wasn't ready to stop it. I wound up shouting at him and hanging up on him during the past two months. As a servicer certain data points still require that I call them directly when I need information to provide for taxes or to other lenders. Their support and their website used to REALLY stink, but both have gotten slightly better in the past 18 months or so.

Caliber charged me the high interest rate of 4% and told me it was because I hadn't yet sold my existing home, my new home was considered a "second" home. When I sold my first home, they refused to lower the interest rate. I decided to pay off the mortgage. F Caliber.

Goodbye and good riddance to Caliber home mortgages. These self-serving sanctimonious and condescending creepazoids spent eight months wasting my time in a refinance of an existing primary home mortgage in which they were the mortgage holder and my wife and I with credit score is close to 800 with the mortgagees. Personnel changes, demands for endless new and revised financial statements, and lectures on how happy they were to “ help “ finally led us to find another company. Tomorrow we rid ourselves of these dull-witted self serving losers. Got that LATRESHA PATMAN? I cannot wait to sever my association with you.

After sending all our information, the agent was not responsive. Started the loan but took weeks to hear back, then some work, then weeks again. Also gave wrong info on options for loan co-signers. Finally went to Costco's online mortgage service and it worked out great. We chose Cross Country Mortgage through Costco. The fees were better and they had all the options for adding co-signers. They also started and completed the loan in 3 weeks. It was taking 2 weeks just to get a call back from the Caliber agent. :-(

If I could give this company no/zero stars, I honestly would. Their mortgage practices are absolutely terrible and their customer service is horrendous. Phone calls and emails repeatedly go ignored, and they do not seem to have your best interest at heart. This includes multiple levels of management, which makes it even worse. I will NEVER do business with this company again and I will be avoiding them at all cost!

I have personal very negative experience with FAKE Servicer Caliber Home Loan, Inc (aka Countrywide Finacial) brought back to business by Big Banks such as Goldman Sachs, Bank of America, Credit Suisse, ect - aka Wall Street Stockbrokers who operate a massive Ponzi scheme with derivatives. One of official owners of Caliber/CWF is Lone Star Fund, a fictitious "buyer" of non-existing "default debt" Caliber is one of sham conduits to Wall Street Banks who is hired solely to PRETEND that they are "Lenders" and "Servicers" - which Caliber never was. Ask Caliber whom he is servicing - and they will never give you an answer -only absurd runarounds. The worst part is that most homeowners will not even realize that it is a securities brokerage firm that is collecting their mortgage payments via Black Knight, Inc (former Lenders Processing Services, Inc/DocX) and foreclosing without any right to do so and who actually owes the homeowner money for involuntary participation in their securitization scheme where IMAGES backed by borrowers DATA (never loans) are sold to investors for 12-184 times profits - while investors voluntarily refused any rights to any debt. Caliber does not perform ANY servicing or lending activities since they don't have money to lend, don't have anyone to service (mortgages are destroyed by Big Banks immediately after origination, as soon as DATA is scanned and placed in Black Knight(aka Fidelity National) database. ALL servicing, money colection and foreclosing functionds are performed by Black Knigth via its MSP and CoreLogic, who are originators and servicers of about 100% of all loans where hidden lenders are Big Banks and their table pools where funds are not related to any loans or any particular investors. Freddie, Fannie and Ginnie cover for this scam by publishing "offerings" for never formed Trusts which only exist in forward-looking forms - WILL be formed and WILL purchase mortgages - but never DID. In fact, GSEs offering specifically state the their securities are not related to mortgages. This is ALWAYS an Investment Bank who collects your mortgage payments and escrow money as their tax free revenue while sell trillions of IMAGES backed by information about performance of someone's debt - while this debt is not on accounts of any company. Ask Caliber who appointed them as a Servicer and which company has your loan as an asset on account RECEIVABLE - and Caliber with lie non-stop but never answer . Because no such account exists, Big Banks promote a myth about “free house” as a windfall for borrowers, while it is simply just compensation for being drafted into a concealed securities scheme. I many times asked Caliber who purportedly SOLD my loan to PennyMac (another part of Countyrwide operated by BOA, GS, JPM, Morgan Stanley ) Caliber (who lied about accepting servicing three weeks after closing from my fake "Lender" - neither Caliber or PennyMac are not able to respond. In fact, Caliber and PennyMac as well as other fake "servicers" (Ocwen, SLS, Bayview, ect) are merely actors-for hire who appear in the Court with forged by Black Knight documents to push foreclosure mill which results in windfall to securitization players (Wall Street Banks) without any corresponding reduction of any “loan” account receivable. If you send a QWR or DVL toCaliber, you are sending it to someone who has no relation to your loan, thus allowing the other players to claim plausible deniability for all the lies you are about to be told. The response is gibberish and in total is the equivalent of “because we said so.”they never assert that the loan account is owned by anyone despite their protestations to the contrary. They don’t say it because nobody does. And nobody says it because there is no person or business entity that has any confirmable entry on its ledgers showing payment of value in exchange for a conveyance of ownership of the underlying obligation. The securitization players offered securities to investors, the proceeds of such sales going to the investment bank who in turn distributed the money to the other players including “borrowers.” As a result of issuing and selling those securities — and then derivatives of those securities— the revenue from the sale of securities was in excess of 12-184 times the amount of the homeowner transaction. So-called "mortgage loan" was a payment to get the homeowner to execute documents that were labeled as loan documents — a payment that had to be returned, leaving the homeowner with no compensation for his/her role in generating so much revenue. Since payments labeled as “interest” the homeowner receives negative compensation. Foreclosures are merely additional untaxed revenue for Big Banks who forced borrowers to perform free services.