Luis
Recomendado
Recomendado, la Srta asesora Denisse, muy atenta y muy amable con los clientes.
Response from BYDcashJan 26, 2024
Gracias!

IMMIGRATION LOANSBYDcash is designed to help underbanked individuals, both inside and outside the US, easily and affordably fund legal immigration services. BYDcash provides loans up to $15,000 and pays your law firm directly for your legal services and government fees. With BYDcash, you can choose your loan terms from 6 to 60 months, so you get a monthly payment that fits your budget. While a longer term can give you a lower monthly payment while you're going through your process, the total cost of the loan is higher. Therefore, after 6 months, if you're in a position to do so, you can choose to pay off the loan faster for a lower overall cost, with no penalties. BYDcash also uses the loan to help you establish a credit profile. The goal is to enable you to pursue additional credit in the US at increasingly favorable rates as you advance in your new life, so you can "Build Your Dreams!"IMMIGRATION ATTORNEYSBYDcash partners with reputable immigration law firms around the country, enabling them to offer clients longer payment terms with lower monthly payments, so they can get started right away, rather than having to wait to save up for their fees. For the law firm, BYDcash improves cash flow and allows them to outsource accounts receivables and collections efforts, so they can reallocate resources to help more clients and file cases more quickly, knowing good funds are in place to complete the case.
BYDcash (bydcash.com) has 247 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
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247 approved reviews, newest moderated first
Luis
Recomendado, la Srta asesora Denisse, muy atenta y muy amable con los clientes.
Response from BYDcashJan 26, 2024
Gracias!
S P.
Denisse is great, very attentive and responsive to any questions or concerns. It was also very helpful that she is bilingual and was able to explain the process to my husband so that he also understood everything clearly. I appreciate this company for what they do and thank you again to Denisse.
Response from BYDcashJan 26, 2024
Thank you for your kind review. We're so happy we could help!
Elsy H.
Bueno para mi usted con su confianza y apoyo que ofrece me brinda seguridad gracias por su amabilidad.
Response from BYDcashNov 3, 2023
Gracias, Elsy.
Sam
Words cannot explain the level of patience, diligence and commitment the specialist Erika, my husband and I worked with had throughout the application process for our loan needs. Her level of professionalism and communication was truly amazing. Words honestly cannot explain the level of customer service received. Both my husband and I are truly, truly grateful to have been connected with this company for our needs. Approval turn around times for our loan need was less than 24hrs, our specialist literally worked day in and day out to accommodate us. We thank you endlessly for clear communication and efficient services. Rated and recommended the best. ~Mr. & Mrs Foster
Response from BYDcashNov 2, 2023
Thank you so much for your kind words and your trust in us. We are so happy we could help you, and we agree, Erika is amazing. Thank you for your business!
Ana D.
Diego Delgado es una gran persona y excelente trabajador ayuda aque se haga el proceso más fácil y rápido se le agradece y aprecia y recomiendo esta agencia para si gustan hacer un préstamo 👍🏻😉
Response from BYDcashJan 26, 2024
Gracias por su amable revisión. ¡Estamos felices de poder ayudarte!
Cerry H.
I received a loan from them and wanted to pay it off after one month but was told I must pay the interest for 5 more months which doesn't seem correct so I am contacting a lawyer to see what my options are. I had already paid 150 for the application fee and now they want to keep another 500 dollars for a loan that would be paid off. Thanks for the reply but I don’t need to build my credit as I am a Vietnam Veteran and a longtime US citizen. That line might work with people trying to establish citizenship but you are simply taking advantage of their situation by charging interest per month which amounts to an exhorbitant amount of close to 50% over 18 months. You are nothing more than a loan shark company and I will still be seeking legal assistance. Sorry but when I was told the interest rate was 3% I was not told it was per month but guess I should have read the fine print. Sir, again the rate is 3% per month not 3% per year and over the term of the loan that amounts to 50%. You state both and there is a big difference. I am the cosigner which is for my wife who is the borrower. You do not know the reason for the loan thru my immigration attorney so do not make assumptions. She does not need to establish credit as she has been in the USA previously. Loaning money with a reasonable rate is quite different than gouging the client with interest rates that amount to 50%. Sure, you would like me talk on the phone which I have done with Sherri Artanis to no avail because it doesn’t help your business to view comments here. My only interest at this time is to pay this loan off and make sure other people find a reputable loan company to deal with. Oh yes I forgot to add the 25.00 “application” fee along with the 150.00 “loan fee” I had to pay. So over one month for this loan you will make approximately 700 dollars. I could have gotten a better rate from the mafia.
Response from BYDcashOct 10, 2023
Cerry, I'm sorry you are unhappy with our loan offering. We work very hard to provide loans to help people move forward with their immigration cases, and we have to cover our costs to provide those loans. Our relationship managers are very clear about the terms of our loans, and in your loan agreement, it clearly states that the minimum payoff is 6 months. In addition to helping you pay for your attorney fees and government filing fees, we use these loans to help you build a positive payment history to begin to establish credit in the US. Building a credit history in the US is important, as it can help you to access and save money on a variety of financial products and services, and help in other ways, such as getting approved for an apartment lease or home mortgage, reduce or eliminate deposits on utilities and phone bills, and much more. We would be happy to discuss this further with you. Cerry, you are not the borrower. The borrower is the beneficiary of the immigration case. We are using the loan to the borrower (who is going through the immigration case) to help build credit for them. Also, we charge 3%/mo. which is clearly stated in all of our marketing and loan documentation as well as explained by the Relationship Manager. It also clearly shows the rate, the amount of the loan and the total interest in the loan documents. I don't think you would be able to find a loan for 3% per year from anyone, even with perfect credit as a US citizen. It costs BYDcash significantly more than that for the debt capital we use to provide the loans. Again, I would be happy to speak with you to discuss further.
John B.
Denisse was amazing as she was with me all the way till I got the loan.
Response from BYDcashOct 3, 2023
Thank you, John. We're so happy we could help!
Sussan L.
Muy buena atención, me ayudó pasó a paso. Siempre está atenta a que hagas bien el proceso.
Response from BYDcashJan 26, 2024
Gracias por su amable revisión. ¡Estamos muy felices de poder ayudar!