Billy D.
Stay away from this company
Stay away from this company! All these good reviews are probably fake. This company sent me a text message mentioning that I was preapproved and that all they needed was my 2022 tax return. I’ve never heard of a company asking for that seeming that we are in 2024. Anyhow, I had to be the one to always reach out to this Daniel Graham Because he wasn’t the best in reaching out to let me know any updates. I come to find out that I was not approved because I had too many delinquent accounts. Not sure where they got that from because I only have an auto lease on my experian in which it was a voluntary surrender and it put a bad mark on my profile, And it only shows up on that credit profile so I don’t know where they’re getting too many delinquent accounts from??? I hope they also delete my 2022 tax return and that they do not use my information as fraud. Also on my tax return, it mentions that I make about $150,000 a year so regardless of that one bad thing on my report, you’re gonna tell me that I’m not able to pay the loan back when I have a lot of positive payment history on my credit report???? No loan Amount was ever even discussed to begin with. They don’t want to help your business because if they did, they would’ve asked me questions of this one thing I have on my report because I never even got a phone call from this company and things could’ve been discussed better but they are not out to help anyone. ******** UPDATE ON THIS ISSUE ******** On their website I just realized they mention, they are revenue based and not credit based. So basically they give you a loan on how much you make a month and not based off credit score. So their is the whole lie about credit.
Response from BlueSky Capital FundingJun 19, 2024
Hi Billy, I'm sorry about your experience with us. We have looked into the matter, and it seems 3 business days have passed from submitting your file until the decline. The rep was in constant contact every day except Friday, as you know. Based on your Trustpilot reviews, it seems that you have defaulted on another big lender (Ondeck) and were complaining there, too, so this might be a theme to complain but I do understand the frustration. Your tax return is of no value to us; it is just taking up space on our cloud, and we will delete it immediately. We have helped many businesses nationwide triple their revenue within a year. Thank you for the promotion. Hopefully, you"'ll be successful next time with a different company! All the best!