This is a total scam company. Got a call from foreign "agent" from the Philippines. They are not even located in the USA. The company is based out of the Philippines. The Texas address is fake, nothing there besides a completely different business.
JD
Jude D.
Deceptive practice
Deceptive practice. Never waste your time with them.
JT
JD T.
Not Worth Your Time
Where to start. I waited months to write this hoping I could find some good but nope. This was a horrible experience that I would not wish on my worst enemy. They tell you how wonderful and easy the Credit Card program is but it is a lie. I have never been treated so pooly in my life by a business. They talk to you like you are an idiot because you are not from the east coast. Everytime there is a delay they have every excuse in the book and it is never their fault. After all way said and done months into the program they ghosted me and only wanted money. The program did nothing for me execpt get me further in debt. The program sounds great but it is not. I should have read and listened to the other reviews but I did not. The horible exprience starts with Matt and ends with Izzy who was as rude as they come. If you decide to go with them all I can say is GOOD LUCK! Hope it works out for you better than it did for me.
Response from BlueSky Capital FundingJul 13, 2026
Hello JD,
We take all client feedback seriously, but we must respectfully clarify the facts of your file, as your review does not accurately reflect the outcome of your program.
Our primary objective is to secure the funding our clients request. In your case, we successfully secured $174,000 in credit —which is exactly the program and capital amount you signed up for.
Regarding your concerns about transparency and fees: all terms, costs, and program structures were fully disclosed upfront, explicitly detailed in your signed contract, and confirmed verbally on a recorded compliance line prior to moving forward. We do not have hidden fees.
Funding timelines can occasionally experience lender-side delays, but our team—including Matt and Izzy—works diligently to navigate those hurdles for our clients. We apologize if you felt our communication style was anything less than professional; that is never our intent. However, we did deliver exactly what was promised under our agreement.
We wish you the best of luck with your business endeavors and with the $174,000 in capital you have secured.
Best regards,
The Bluesky Team
JU
Justin
Endless phone calls/Texts from these…
Endless phone calls/Texts from these Predatory lenders. Don’t believe the “ Positive” employee written reviews. These people are scumbags
JB
Joao B.
Unsolicited calls, text and emails
I’ve been getting calls, emails and text msgs from this ppl for over 2 years!! They do not stop! The most annoying and unprofessional company I’ve ever seen.
Response from BlueSky Capital FundingJul 13, 2026
Hi Joao, I can not find you in our system, but if you can, please send me your information, and I will be glad to make sure that there will be zero communication moving forward
DC
Daniel C.
This is a loan shark in a suite
This is a loan shark in a suite. When you tell them you do not want a product, they continue to message, email, and even go so far as to send contracts that you did not agree to in the hopes you sign. Do not work with this company. Daniel is pushy beyond belief. Marc was at least respectful when we spoke. Any company offering you wild amounts of credit and then charging you 20% of that credit limit as their fee, instantly increasing your debt load, is a bad deal. They prey on small business owners.
KL
kyle L.
I have dealt with several capital and…
The majority of these companies are terrible to deal with after they get your signature, this company is no different. Do yourself the favor and DO NOT get funding from this company or others like it. The only good one I have encountered so far is Simply Capital. Call them.
JH
Jason H.
DO NOT USE BLUESKY!!!
When I initially heard from Matt with BlueSky, I was pretty skeptical as I had tried getting business loans and lines of credit with multiple lenders with little luck due to the industry I was applying for. After speaking with him and looking into it further, I felt more comfortable moving forward after discussing multiple options and finally deciding to utilize the credit card stacking process.
Even though their fees were higher than other companies (a lot higher at 18%), I did like that they helped with options to help get my credit scores a lot higher by getting rid of a lot of inquiries that were on my report. I decided to pay down my cards myself to save additional costs.
I initially started the price in August 2024 and during the course of the process, I was asked to download Whatsapp in order to converse with several people that were involved with the process. This to me raised some concerns as they also asked me to be ready to give them codes as they were needing to get into my credit reports to start the process of the disputes. When I questioned why they would need my login information, Izzy was pretty rude about why I would question them and to trust them on the process. After speaking with Matt again, I felt comfortable enough to do so to proceed.
As we were going through the process and nearing the end, I was asked for my bank login information so that they could try and get a line of credit for me. While I appreciated the offer for the LOC, I was very hesitant to give out my banking information and said I could log in and get them what they need or to speak with my own bank and that I didn't want to give it out.
Sol (someone else that works there) then replied back to me in a somewhat rude tone that they would not do the LOC and would continue with the credit card offers. I let him know several times that I would be interested in the LOC but I didn't want to give my bank info without further clarification. He ignored my requests for more information.
I then asked for more clarification in the Whatsapp conversation from everyone involved what I could do to get the LOC if it was possible. That's when Izzy said that it wasn't working out and that I needed to confirm that I understood and could follow instructions. I let him know that he was extremely rude and that I should be able to ask questions especially when my they had all of my personal information.
He then just replied that they would end the process without allowing me to speak to anyone else and then everyone in the company decided they couldn't answer the phone or allow me speak.
I spoke with Matt afterwards and he did try and speak to Izzy and the team but apparently Izzy is in charge and if you upset him, he basically can take his ball and quit the game.
I appreciate Matt's professionalism with the company, but the rest, and especially Izzy gave a lot of red flags and just kept saying trust their process and didn't feel that it was necessary to allay anyone's fears.
I read other reviews on here before I started and even though I had seen some reviews from concerned customers, I thought it was far and few between. I also have seen their responses and they seem to want to be rude even then and blame others. I am a professional so if there is a rude reply to this, I can only say it's par for the course. I am also going to assume that the good reviews are fake. I also have screenshots to back up my conversations.
I would highly recommend not working with this company and I can give out referrals for other companies that can do the same thing.