BizcapReviews of bizcapfunding.com

This company was easy to work with and they were able to provide fast funding. 3 stars is because the cost of the funding was so high. But I also knew that going in and agreed to the cost.

Service from Newco was good. I only gave arating of 3 because I felt their cost was high

Your company is very hard to reach to ask questions and receive responses. I made multiple attemts by phone and email

The problem is that the underwriters, lender and broker aren’t all on the same page about what is being offered. So you need to read the contract carefully to make sure it is what was discussed. Make sure to ask for your prepay figures before signing. It’s also important to note that although this is an unsecure loan the contract says that they have a general right to all your assets - which I do not believe can be true, given the type of loan it is. Finally you will have a UCC filed - which is not necessarily a terrible thing, but it does tell lenders that you were once in need of an unsecured loan which may not be the best thing. Even when you have paid it off, a UCC will stay on the record (although it will reflect that it has been paid). That being said, I was able to talk to customer service and get my contract changed (after signing) to reflect the numbers assured to me in my dealings with the broker. Make sure your correspondences are concise and finalized over email not verbally on the phone or simply over text message. This will ensure a better chance of having your contract reflect your negotiation - but be aware that the broker calling to offer the deals is not the actual lender and the lender has the ultimate say, so read the contract, as I said.

Good service, very expensive money.

Excellent customer service

High interest rate

I've sent a number of files to this company that were all rejected but approved with other lenders. I found the turn time on the files to be very slow as well. However, on this most recent file they were able to give an approval and get the client funded. Hopefully things continue in this direction.