AspireReviews of aspire.com

This company is a financial predator. Payments made on your account AFTER 5 pm on the due date is considered late and is assessed a late fee of $ 29.00. This is the only credit card company out of 8 cards in my wallet that rape customers this way. And then you technically have a late payment on your account. I paid on the due date at 5:15 this month after getting home from work a few minutes late. I was charged a 29.00 fee. I called them up told them to shove their credit card right up their corporate ass. Better lose a few points off my FICO score, than continuing to be raped monthly by this predator financial institution.

I’m glad I’m getting this chance to get approved for a credit card

ASPIRE IS A SCAM!! After having this card for over a year they out of nowhere started charging me extra $5 month for what they call “MAINTENANCE FEE” They said I signed a agreement in my application that I agree with their terms and conditions. I now have to pay high interest, I also have to pay additional $5. If I close my account my credit score goes down.

I opened an account with Aspire after I got bad marks on my credit from the government shutting down my business for a year during Covid. They promised a credit line increase after six months. I never received that. I paid my card on time and in full for over a year and they refused to raise my credit limit. I would stay away from Aspire if you are someone who intends to do all the right things associated with a credit card. I believe they like people who miss payments or have late payment so they can make extra money on penalties and fees. I was a perfect customer and when I told them I would close my credit line if I didn't get an increase, they couldn't close it fast enough. It was FU and bye. They could not have cared less. At lease I'm comfortable in the fact that they will no longer receive any revenue from my account. SAY NO TO ASPIRE if you really aspire to be better with your credit.

I've been trying for 2 months to get my account straight. They messed up a payment the end of December, said that the bank returned it. Bank says I have never had anything returned on my account. Two months later and they still won't remove fees for their mistake. I made a payment the end of January to catch up their mistake, minus fees, and for February. Using the same bank info as the one they claimed returned. They applied it to the fees only and now say that I am two months behind in payments, and surprise more fees for being late. 🤯

It’s no wonder why they only have a 3 star review. I’m surprised it’s not 1 star. I have applied 5 times in 3 years and have NEVER been approved. Such a lie. The ONLY good thing is that it is not an inquiry in the credit report. Save time and do NOT apply.

This company(Aspire) is a fraud; they posted a charge on my account for $1,344.03 and claimed it was from Alternative Airlines (I have never used this company). I reported it as fraud immediately while the transaction was still pending. They not only approved it, but they, are also refusing to investigate and won't remove the charge from my bill.I have try contacting Alternative Airline and this is was the told me: Good day, Thank you for your email, I have spoken with our accounts team, and if you have a payment dispute, your bank will need to investigate the transaction. Leila Customer Service Executive Alternative Airlines This is what Aspire post on my bill: TRANS DATE POST DATE DESCRIPTION OF TRANSACTION AMOUNT 08/10/22 08/10/22 ALTERNATIVE AIRLINES 18883750094 DE $1,344.03

Aspire lured me in offering a credit card with no annual fees or any other fees for just having the card. Then, when I had the card for almost a year, I received a letter from them informing me that they would start charging me a "monthly maintenance fee." The fee is $5 a month, but that adds up to $60 a year--all for just having the card. I tried to cancel my account, but the person or bot on the chat made it very difficult and told me that I would still have to pay the new fee until my balance was paid off. This company is basically a white-collar scam. They are getting rich from this shady practice, preying on ordinary people who have to watch every dime. Imagine how much they are raking in stealing $5 a month from thousands of people.