Melanie R.
The application process was smooth.
The application process was smooth.
Response from Ascent FundingSep 19, 2025
Hi Melanie, your support is greatly appreciated. Thank you!

Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.
Ascent Funding (ascentfunding.com) has 579 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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579 approved reviews, newest moderated first
Melanie R.
The application process was smooth.
Response from Ascent FundingSep 19, 2025
Hi Melanie, your support is greatly appreciated. Thank you!
Jonathan
It was an easy process and the best rates we could find.
Response from Ascent FundingSep 19, 2025
Hi Jonathan, thank you for taking the time to write a review!
James
Before We sat down to start filling out the application for my son's college financial loan we were dreading the hassle of phone calls and the run around of filling. To our surprise it really was not painful at all, it didn't take long and was a pleasant experience! Thank you Ascent.
Response from Ascent FundingSep 19, 2025
Hello James! We believe that success is a two-way street and we’re so grateful that we could be helpful in communicating things appropriately and efficiently. Thank you for your kind words!
Hunter
So helpful and easy! One of the only loan providers to help me despite my complex course load. Customer service was also wonderful, the longest part of the entire process was waiting for my school to distribute the funds.
Response from Ascent FundingSep 19, 2025
Hi Hunter, thanks for the awesome review! We work hard to meet expectations like yours, and we’re happy to hear we were able to support you on your academic journey.
XXX
System and process was very easy. I was disappointed in the interest rate. I felt that the advertisement was misleading and it would have been lower.
Response from Ascent FundingSep 16, 2025
Thank you, Andrea, for your honest feedback! We would like to know more about how we can improve our processes for you and other students. Please email us at [email protected] with more information to help us improve your experience! All the best!
THOMAS M.
Quick responses. Easy to understand instructions. Outstanding customer service.
Response from Ascent FundingSep 16, 2025
Hello Thomas, we’re so happy that our process was straight-forward and easy. Thank you for your feedback!
Michael
Very smooth process
Response from Ascent FundingSep 16, 2025
Hi Michael, thank you for your kind words!
Kim J.
Great experience little disappointed that the interest rate offered was way way higher than the interest-rate advertise but overall it was a great experience and I definitely fund through your company again
Response from Ascent FundingSep 16, 2025
Kim, thank you for taking the time to review us. We believe that success is a two-way street, and are committed to continuously improving our loan process. We would appreciate hearing more about your experience. Please email [email protected] with more information concerning your application experience.