Timothy
The application process was easy and…
The application process was easy and the funds arrived with no issues.
Response from Ascent FundingJan 12, 2026
Hello Timothy, we’re so grateful for your support. Thank you!

Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.
Ascent Funding (ascentfunding.com) has 579 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · Irvine, California
Excellent

Investments & Wealth · Calabasas, California
Excellent

Investments & Wealth · Orange, California
Excellent
579 approved reviews, newest moderated first
Timothy
The application process was easy and the funds arrived with no issues.
Response from Ascent FundingJan 12, 2026
Hello Timothy, we’re so grateful for your support. Thank you!
Imtiaj R.
Absolutely, a liar of a company. Do not believe any of these reviews they are just there for notoriety. This company looks at your credit history, unless you are a student with a parent guardian with a great and powerful credit score. There are no opportunities for cosponsor agreements. There are no opportunities for payment plans as they will most likely reject you even with a small bill, $3000 roughly. This company is horrible, and one day I hope there are more companies willing to take a better turn than this company, it deserves to be shut down. Consider this review, to raise awareness that there needs to be more companies willing to give more financial options, because ascent is not an option.
Response from Ascent FundingJan 16, 2026
We are sorry that you were unhappy with your experience. At Ascent, our priority is to provide access to education for all students. Please reach out to us at [email protected] so we can better understand your situation and find a way to help.
Matthew
⭐⭐⭐⭐⭐ A Five‑Star Experience with Ascent Funding From the very beginning, Ascent Funding stood out as an organization that genuinely supports students and their goals. Every interaction I’ve had with them has reinforced that impression, and my recent conversations with Becky made it even clearer why Ascent has earned such a strong reputation. Becky represents the kind of professionalism and care that turns a complex process into something approachable. She communicates with clarity, listens closely, and brings a level of steadiness that immediately builds trust. It’s obvious she takes pride in helping people move forward with confidence, and that reflects incredibly well on the culture Ascent has built. What impressed me most was how responsive and genuinely human Becky was in every interaction. She reached out at the earliest appropriate moment, showed real thoughtfulness in her timing, and created a natural, authentic connection that you simply don’t find in scripted customer service. It reminded me that Ascent isn’t just in the business of loans — they’re in the business of people. And Becky embodies that commitment in a way that makes their mission feel real and lived‑out. If this is the standard Ascent sets for its team, it’s easy to see why so many students feel supported throughout their journey. I’m grateful for the experience and for the quality of service and care Becky provided. Five stars without hesitation. I came here specifically to give five stars because the experience and the care Becky showed genuinely deserved it.
Response from Ascent FundingJan 12, 2026
Hi Matthew! Thank you so much for taking the time to share such a thoughtful review. We’re truly grateful for your kind words and for recognizing the care and intention behind our work. Becky will be especially appreciative of your feedback. Have a wonderful day!
Lucas B.
geting a hold of someone after approval is difficult
Response from Ascent FundingJan 12, 2026
Thank you, Lucas, for your honest feedback! We would like to know more about how we can improve our processes for you and other students. Please email us at [email protected] with more information to help us improve your experience! All the best!
Jalynne
The customer service team was very supportive and helpful with accepting my temporary verification until I received my hardcopy ID! Thank you!
Response from Ascent FundingJan 12, 2026
Hi Jalynne, we’re so glad that we could help on your education journey!
Jockene
So Far easy application process and helpful customer support team.
Response from Ascent FundingDec 22, 2025
Hello Jockene, we appreciate you taking the time to write a review. Thank you!
Dione
It was fast and pretty easy. Unloading forms was a little tricky.
Response from Ascent FundingDec 22, 2025
Hi Dione, thanks for your review. We would like to know more about how we can improve our processes for you and other students. Please email us at [email protected] with more information to help us improve your experience! All the best!
Nosepicker
They delivered the funds on the day that they said they would.
Response from Ascent FundingDec 16, 2025
We’re so happy we could support you on your education and deliver your funds promptly. We wish you the best!