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American Pacific Financial Services Corp. (APFSC) Reviews | Read Customer Reviews of apfsc.org

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Money & Insurance
Credit & Debt Services
American Pacific Financial Services Corp. (APFSC)

American Pacific Financial Services Corp. (APFSC)Reviews of apfsc.org

4.022 reviews
Credit & Debt Services
30021 Tomas, Rancho Santa Margarita, California

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American Pacific Financial Services Corp. (APFSC)4.0

Reviews22 About Contact

Overall score

4.0 out of 5

Great

Average of 22 reviews

Distribution

5★73%
4★0%
3★0%
2★5%
1★23%

What customers rate

Detail scores appear once 5 customers have rated them.

Contact & location

(800) 682-4007
apfsc.org
[email protected]
30021 TomasRancho Santa Margarita, CA 92688

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About American Pacific Financial Services Corp. (APFSC)

APFSC is committed to offering the best debt management program available. We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education.

American Pacific Financial Services Corp. (APFSC) (apfsc.org) has 22 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.

Also known as: apfsc.org
Website: apfsc.org
Category: Credit & Debt Services
Location: Rancho Santa Margarita, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company has not replied to any reviews yet.
Latest: Most recent review: December 2025.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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American Pacific Financial Services Corp. (APFSC) reviews

22 approved reviews, newest moderated first

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Mia D.
Feb 11, 2025
Very professional and helpful during a…
Very professional and helpful during a time I really needed help. Thank you!
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Ahmed S.
Jan 13, 2025
I recently had a fantastic experience…
I recently had a fantastic experience with APFCU regarding credit card counseling. They helped me lower my interest rate significantly, making my payments much more manageable. The customer service team was truly wonderful—always friendly, knowledgeable, and ready to assist with any questions I had. The onboarding process was incredibly smooth, allowing me to transition seamlessly to their services without any hassle. I appreciate how they took the time to understand my financial needs and provided tailored solutions. Overall, APFCU has exceeded my expectations in credit card counseling, and I highly recommend them to anyone looking for reliable financial support and exceptional service.
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Jan R.
Jan 12, 2025
Good to work with
This process has been easy and painless to make good on a debt. I’m almost there and feel good about paying it back.
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John L.
Mar 6, 2024
CON ARTIST RIP OFF COMPANY YOU WILL…
CON ARTIST RIP OFF COMPANY YOU WILL NEVER SEE THE END WITH THEM POCKET MOST OF YOUR MONEY.
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LuAnn
Sep 29, 2023
Do not call back
Trying to find out my payoff & will not get a call back or the computers are down.
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Gina H.
Feb 8, 2023
Saved thousands of $ and saved my credit
Saved thousands of $. No hassle or bad credit reporting and got a 1.9% rate on credit card. Thank you to the team at APFSC.
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