American Credit AcceptanceReviews of americancreditacceptance.com

had a loan with them for six years , never experienced nothing negative, as long as i abided by my contract smooth sailing.

They won't help you with anything, but ask you for more money

This is a poor excuse of a “business” that keeps even their professionally-licensed, well over 6-figure (single with no children) customers in PERPETUAL 24/7 - YEARLY REPOSSESSION STATUS. Even when one makes up in-excess of $3,200,00 in payments within less than 75-days where 2-3 months were delayed at the onset of my father’s diagnosis and intensive chemo/radiation, this poorly-functional street flea market-vendor of a finance company – Issues DAILY/HOURLY MIND-DEBILITATING THREATS AND REMINDERS TO AVOID GOING HOME OR TO SLEEP FOR DAYS ON END !!!!!!! WHEN ACA GETS SUED TO THE ABSOLUTE LAST DROP OF THEIR EQUALLY COMICAL EXCESS INSURANCE POLICY (TRUST THAT EACH NIGHT THEY HAVE DONE THE ABOVE, I HAVE ENTRENCHED MYSELF WITHIN A LEGAL TEAM OF OTHER SIMILARLY POSITIONED LEGAL PROFESSIONALS WHOM ARE EQUALLY MOTIVATED TO BRUTALLY GUT THIS EXCUSE OF A FINANCE “COMPANY”) — ACA will ONLY ever be KNOWN AS THE ONE THAT MESSED IT UP FOR ALL THE OTHERS IN THEIR INDUSTRY THROUGHOUT THE REMAINDER OF OUR LEGAL SOCIETY AND LAW IN THE UNITED STATES OF AMERICA. ACA — READ THIS AND REMEMBER THIS. ACA - Know that free VOLUMINOUS BINDERS AND HARD DRIVES OF RECORDED CALLS, SCAM THREATS ETC. ARE ACTIVELY BEING COMPILED AND ACTIVELY CIRCULATE DIRECTLY TO AND FLUIDLY THROUGHOUT EACH AND EVERY SINGLE ONE OF YOUR DIRECT COMPETITORS IN THEIR LEGAL, CORPORATE AND MARKETING DEPARTMENTS. ALL INFORMATION FREELY HANDED OVER FROM YOUR OWN CUSTOMERS. NO INFORMATION EVER REQUESTED. SAVE YOUR BOTTOM OF THE BARREL IN HOUSE COUNSEL FOR YOUR PERPETUAL DEFENSE BILLING HOURS YOU WILL SOON HAVE TUCKING ITSELF INTO YOUR BED JUST LIKE YOUR ILLEGAL REPO POLICIES AND PRACTICES HAVE DONE FOR OVER A DECADE.

I am extremely frustrated with American Credit Acceptance. They continue to call my phone using AI/bot calls while looking for someone who is not me and does not use this number. I am located in Canada, and from what I can tell, this is not even the correct country for the account or person they are trying to reach. Despite that, they keep calling me repeatedly. When I finally get connected to a live agent, instead of simply removing my number from their system, I have been told that I need to get in contact with the person they are trying to reach — which makes absolutely no sense. I am not that person, I do not know that person, and I have no responsibility to track them down. I have tried blocking their numbers, but they continue calling from new numbers. This has become intrusive, repetitive, and completely unacceptable. I have clearly explained that they have the wrong number and that they should stop contacting me immediately. A company should have a basic process for correcting wrong-number calls, especially when using automated systems. Based on my experience, American Credit Acceptance has failed to handle this professionally.

DO NOT DO BUSINESS WITH THIS COMPANY! If you’re in the same boat as me go to CFPB website and file a formal complaint requesting proper documents! This company is shady and deceitful, and they know exactly what they are doing. Numbers don’t lie…73% reviews give them 1 star, that’s all you need to know! I’ve never had a stronger hate for a company as I do this one. They are every thing that is wrong with corporate America. They are crooks, they are liars, and they are thieves! Illegal fees, give loans counting on you to default, border line illegal, and definitely unethical interest rates. Even documents I requested aren’t truthful, they doctored them, not disclosing the illegal fees they charge, because they know if I peruse it they will have to make it right, or worse. Well now I have all documentation and the proof they intentionally omitted fees and charges these from the documents to try and cover their ass. And 10 months of statements are just magically missing from my online account. I am most definitely going to pursue legal action. They won’t offer any type of refinance, or relief. They truly don’t give a shit about customers, and unless you want to watch your principal go up or stay the same, you will have to double up your payments for the life of the loan. They not only want you to be upsidedown on your vehicle, they make damn sure YOU do go upsidedown. Trust me that is their motive from the start. High interest, high hidden fees, and shady tactics, all by design! They prey on people already struggling in this oligarchy of country, and they do it proudly without remorse. They truly don’t care, they are the perfect example of a company designed to bleed the little people dry, and laugh all the way to the bank. It’s absolutely appalling and disgusting! At this point I’d rather let them take the car, and take the hit on my credit for the next 7 years to not have to pay them another damn dime! And shame on Carmax for doing business with them!!! This company is as UNamerican as it gets!! GFY!!!

I can't wait to get rid if these ppl...customer service is horrible...they lie about grace periods when it is time to make your payments and their interest rates is through the rates they sell you cars that they know are bad so it makes it easy for you to struggle with payments when you fall on hard times and easier for them to want to take your vehicle than help...this place is a hinder not a help they will screw you over...when you try to get extensions they lie and bull crap with the process making you more delinquent they all say the same line they are trained to say that they are serious this is happening to you...not they aren't...when you ask for a manager they will take long on purpose instead of getting one that maybe can help a little bit...I regret ever using this company they are not help to us as consumers or customers...warning do not use this bogus company

I don't recall submitting an application to this company, and I'm unsure how my email came to be used.

La peor “empresa” de financiamiento para un vehículo, son ESTAFADORES, con intereses absurdamente altos, y trabajan en complicidad con @HGREG para financiar vehículos malos, a precios de carros nuevos, sabiendo que están ROBANDO a las personas. CERO recomendado estos ESTAFADORES Y LADRONES