Acra Lending Reviews | Read Customer Reviews of acralending.com

Acra LendingReviews of acralending.com

4.7155 reviews
Investments & Wealth
3 Ada Parkway, Irvine, California

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Acra Lending

About Acra Lending

Helping mortgage professionals achieve their clients’ purchase and investment goals, Acra Lending was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Our programs have been developed over years to include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis.Licensed by the National Mortgage Licensing System (NMLS) and operating in 39 states and DC nationwide, we offer our programs and services through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.

Acra Lending (acralending.com) has 155 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.

Also known as: acralending.com
Website: acralending.com
Category: Investments & Wealth
Location: Irvine, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 32% of reviews.
Latest: Most recent review: September 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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Acra Lending reviews

Showing 138 reviews with 5 stars · Clear filters

Christian S.
May 29, 2024
Thanks Stephen Salanitri and ACRA
I wanted to thank Stephen Salanitri and the team at ACRA for all their help, once again they saved the day. This was the 3rd file I pulled from another lender that was a nightmare and it closed with ACRA smoothly and without issue. You guys are the best Non QM and Jumbo lender out there, competitive pricing, great service and common-sense underwriting. Thank you!
Response from Acra LendingJun 24, 2024
Hi Christian! Thank you for your amazing feedback! We're thrilled to hear that Stephen Salanitri was able to help once again and ensure a smooth closing. We truly appreciate your continued trust in us and are always here to support you. Thank you for choosing Acra Lending!
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Tony X.
May 23, 2024
They are a great option for non US…
They are a great option for non US citizens looking to get a home loan / Mortgage. I was able to get mine with all the right paperwork and help of their closing team. Would recommend them 100% for any Visa holder mortgages. Thanks again!
Response from Acra LendingJun 24, 2024
Thank you for your fantastic review! It's great to know that our closing team was helpful and that you had a smooth experience. We appreciate your recommendation and are here to help with any future mortgage needs. Thanks again!
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Kathy C.
May 13, 2024
Dear Stephen Salanitri,
Dear Stephen Salanitri, Kathy and Luigi from CrossCountry Mortgage here. We wanted to extend our heartfelt gratitude for your exceptional support in closing two loans simultaneously. Your professionalism and dedication made the process smooth and stress-free. Thanks to your expertise, we achieved our goals efficiently. We wholeheartedly recommend you and Acra Lending to others seeking outstanding service!!
Response from Acra LendingJun 24, 2024
Hi Kathy and Luigi, Thank you so much for your kind words! We're thrilled to hear that Stephen's professionalism and dedication made the process smooth and stress-free for you. It's wonderful to know that we were able to help you achieve your goals efficiently. Your recommendation means a lot to us, and we're grateful for your support. Best regards, The Acra Lending Team
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Fetchick V.
May 8, 2024
Hey everyone breaking news Jas (retail…
Hey everyone breaking news Jas (retail loan officer) is amazing and he gets the loans processed. The best of the best Kimberly (Sr. Processor Consumer Direct Lending) is the one whoooooo makes sure they close, she may call a few times with questions but it’s a done deal!! Tk you all so many more times that we have secured so many deals!!!
Response from Acra LendingJun 24, 2024
Thank you for your enthusiastic feedback! We're thrilled to hear that Jas and Kimberly have made such a positive impact on your experience. We appreciate your kind words and are grateful for your continued trust in our team. Here's to many more successful deals together! Best Regards, Acra Lending
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hazel
May 3, 2024
Great Service: Five Stars All Around
I had an amazing time with Acra lending. Kenny Vong, our consumer direct loan officer, along with our processor, Kim Billings, were fantastic at keeping us informed every step of the way. They have top-notch communication and are extremely knowledgable! From application to closing, it took 24 days! Their service is truly impressive. I'll definitely stick with them and recommend them to others. :)
Response from Acra LendingJun 24, 2024
Hi Hazel, Thank you for your glowing review! We're delighted to hear about your fantastic experience with Acra Lending. Kenny Vong and Kim Billings are indeed exceptional at what they do. Your recommendation means a lot to us, and we're excited to continue serving you in the future. Best regards, The Acra Lending Team
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Bill B.
May 2, 2024
Stephen Salinitri and Lindsay Stafford…
Stephen Salinitri and Lindsay Stafford are an indispensable team to our success. If they say they can get something done, it gets done.
Response from Acra LendingJun 24, 2024
Hi Bill, Thank you for your wonderful feedback! We're thrilled to hear that Stephen and Lindsay have gone above and beyond for you. Your kind words motivate us to continue providing excellent service. Thank you for your support! Acra Lending
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Ivannis
May 2, 2024
Great service and communication!
Great service and communication! A good communication during a loan processing is essential. Stephen is an awesome AE because always that I need to talk to him he always is there answering my questions. Thank you Steph!
Response from Acra LendingJun 24, 2024
Thank you for your wonderful feedback! We're delighted to hear about your positive experience with Stephen. Your satisfaction is our top priority, and we look forward to continuing to serve you with the same level of service. Best regards, The Acra Lending Team
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Christina E.
Apr 23, 2024
Easy mortgage process
Had a very positive experience with these folks in the consumer direct lending division for my investment property. Shoutout in particular to my loan officer Kenny Vong and my processor Kim Billings. Thanks a lot for the great communication and fast closing!
Response from Acra LendingJun 24, 2024
Thank you so much for your positive review! Kenny Vong and Kim Billings are dedicated to providing great communication and efficient service, and it's wonderful to know they helped facilitate a fast closing. We appreciate your shoutout and look forward to assisting you in the future! Best regards, The Acra Lending Team
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