Acra Lending Reviews | Read Customer Reviews of acralending.com

Acra LendingReviews of acralending.com

4.7155 reviews
Investments & Wealth
3 Ada Parkway, Irvine, California

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Acra Lending

About Acra Lending

Helping mortgage professionals achieve their clients’ purchase and investment goals, Acra Lending was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Our programs have been developed over years to include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis.Licensed by the National Mortgage Licensing System (NMLS) and operating in 39 states and DC nationwide, we offer our programs and services through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.

Acra Lending (acralending.com) has 155 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.

Also known as: acralending.com
Website: acralending.com
Category: Investments & Wealth
Location: Irvine, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 32% of reviews.
Latest: Most recent review: September 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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Acra Lending reviews

Showing 138 reviews with 5 stars · Clear filters

Ivan M.
Jan 23, 2024
Positive experience working with ACRA.
It is with great pleasure that I express my continued satisfaction with ACRA. In all my interactions with this organization, I have found them to be consistently professional, reliable, and efficient. It would be remiss of me to suggest anything less than a positive experience working with ACRA.
Response from Acra LendingFeb 21, 2024
We sincerely appreciate your positive feedback and your continued trust in Acra. Our team is dedicated to delivering professional, reliable, and efficient service, and we're thrilled to hear that we've met your expectations. If you ever have further feedback or if there's anything specific you'd like to share, please don't hesitate to reach out. Thank you for choosing Acra!
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Freedom Homes R.
Jan 23, 2024
Thank you Marcos
Thank you Marcos, Andrea and Mindy for your help and professionalism! See you soon with another loan!
Response from Acra LendingFeb 21, 2024
You're very welcome! Marcos, Andrea, and Mindy appreciate your kind words. We look forward to assisting you with your future loans and providing the same level of professionalism. If you have any questions or need support, feel free to reach out. Thank you for choosing Acra, and we're excited to continue working with you
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Suchithra B.
Dec 29, 2023
I wanted to express my sincere…
I wanted to express my sincere gratitude for all your hard work and dedication. Finally, we have achieved our goal of securing the CTC. I cannot emphasize enough how much I appreciate the efforts of Michelle Marias-Santa and Adela Spalding. Your commitment and professionalism have been instrumental in this success.
Response from Acra LendingJan 2, 2024
Thank you for your kind words. Michelle and Adela dedication was crucial in achieving our CTC goal. Their commitment and professionalism are truly appreciated.
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Dan F.
Nov 17, 2023
I had the pleasure of dealing with David Moc …David
I had the pleasure of dealing with David Moc from Acra Lending. I was trying to purchase a unique property that was very hard to find a lender to finance the property. David tried everything he could but unfortunately Acra Lending wasn't able to finance the property. David actually cared about my situation. He didn't make one dime off of me and he found a lender that could do the financing. Not only that, he stayed in contact with me and gave me advice anytimeI needed. If it wasn't for David I would not have gotten my property. It's nice to know that there are genuine people out in the business world that actually care about their clients. Acra Lending is lucky to have an employee such as David Moc. I will not even consider any other lender in the future.
Response from Acra LendingNov 21, 2023
Hi there Dan! I hope this message finds you well. Thank you so much for taking the time to share your experience with Acra Lending, and especially for highlighting the outstanding support you received from David Moc. We truly appreciate your kind words and are thrilled to hear that David went above and beyond to assist you in securing financing for your unique property.
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Ronny N.
Nov 16, 2023
Our experience
This was the first loan that our firm closed with Acra. Rocco Chirico and Maria Bunes did an AWESOME job. We look forward to continuing to expand on our relationship and work with the ACRA team again.
Response from Acra LendingNov 21, 2023
Hi Ronny, We want to express our sincere gratitude for choosing ACRA for your recent loan, and thank you for taking the time to share your positive experience. We are thrilled to hear that Rocco Chirico and Maria Bunes delivered an AWESOME job on your first loan with us.
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Rick C.
Oct 31, 2023
Great Lender for small business owners
I was extremely happy with the services at ACRA, as a business owner, I would highly recommend this lending company. Their professionalism was 2nd to none and will use them in the future.
Response from Acra LendingNov 21, 2023
Hi Rick! Thank you so much for taking the time to share your positive experience with ACRA. We are thrilled to hear that you were extremely happy with our services, and we truly appreciate your recommendation as a business owner.
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Luis M M.
Sep 29, 2023
THANK YOU TEAM
The Acra Team headed by Stephen, Lauren and Rachel took a file that was denied by two other lenders to CTC in 14 days. I cant thank you enough. The closing and funding team were also put under pressure by the builder and they overperformed.
Response from Acra LendingJan 2, 2024
Thank you for taking the time to share your experience with the Acra Team, especially with Stephen, Lauren, and Rachel. Your acknowledgment of their efforts is immensely appreciated.
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Brian M.
Sep 29, 2023
Van and Kevin were amazing
Van and Kevin were amazing! Responsive and efficient!
Response from Acra LendingOct 19, 2023
Thank you so much for your kind words! We're thrilled to hear that Van and Kevin provided you with a fantastic experience. We'll make sure to pass along your appreciation to them. If you ever need assistance in the future, don't hesitate to reach out. We're here for you!
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