85cash.com Reviews | Read Customer Reviews of 85cash.com

85cash.comReviews of 85cash.com

3.729 reviews
Investments & Wealth

85cash.com

About 85cash.com

85cash.com is a simple, secure loan-matching service in the United States. Complete a quick online form and, with your consent, we send your request to a network of vetted lenders so you can review a potential offer and decide.Why choose us: fast intake (2–3 minutes), authorized lender network, no hidden fees for applicants, and encrypted data handling.Important: We are not a lender and do not make approval decisions. APR, amounts, and terms are determined by lenders and vary by state and applicant profile. We don’t perform credit checks. We operate as a matching service and use the information you provide to connect you with lenders. Some lenders may check credit in some cases. Approval and funding speed are not guaranteed.

85cash.com (85cash.com) has 29 customer reviews on Five Star Index, with an average rating of 3.7 out of 5.

Website: 85cash.com
Category: Investments & Wealth
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 100% of reviews.
Latest: Most recent review: September 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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85cash.com reviews

29 approved reviews, newest moderated first

James O.
Dec 9, 2025
My request went to one lender and I got…
My request went to one lender and I got an answer the same day. Still, everything depends on that lender, so if your credit isn’t great, don’t expect magic. Overall, just an average experience.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We're glad you received a response from a lender the same day. You're absolutely right — 85cash helps connect users with lending partners, while approval decisions and loan terms depend on each lender's individual criteria, including credit history. We understand that the experience may not always meet everyone's expectations, and we appreciate you giving our service a try!
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Georgia B.
Dec 5, 2025
Filling out the form was…
Filling out the form was straightforward, but they do ask for your bank details so the lender can send the money. That made me a bit nervous, even though nothing was taken without my permission.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We're glad you found the application process straightforward. We completely understand that providing banking information can feel concerning. These details may be requested to help lending partners facilitate funding and repayment if a loan is approved. At 85cash, we take privacy and security concerns seriously and encourage users to carefully review all information before proceeding. We truly appreciate your trust and feedback!
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Eloise
Dec 2, 2025
The process was simple
The process was simple, but I didn’t get the full amount I asked for. The lender approved a smaller loan. It helped a little, just not as much as I needed.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We're glad you found the application process simple, but we understand how disappointing it can be to receive less than the amount you requested. At 85cash, we help connect users with lending partners, while the final loan amount and terms are determined by each lender. We're glad the offer was able to help with some of your expenses, and we truly appreciate you giving our service a try!
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Ella C.
Nov 28, 2025
I got a response pretty fast
I got a response pretty fast, but the lender that approved me wanted a higher monthly payment than I was hoping for. 85cash itself didn’t charge me anything, so that part was fine.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We're glad you received a quick response and appreciated that 85cash is free to use. We understand that the monthly payment offered by the lender wasn't quite what you were hoping for. Since repayment terms are determined by each lender, we always encourage users to carefully review their options and only accept offers that fit their budget. We appreciate you giving our service a try!
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Tim B.
Nov 26, 2025
Tried 85cash when I was short on rent
Tried 85cash when I was short on rent. The form was pretty easy, but they asked a lot of questions. I got matched with one lender, just wish the rate they offered was lower.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We're glad you found the application process easy and were able to connect with a lender. We understand that the number of questions and the interest rate offered may not have met your expectations. At 85cash, we help users explore lending options, while rates and terms are determined by each lender based on individual circumstances. We appreciate you giving our service a try and wish you all the best!
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