85cash.com Reviews | Read Customer Reviews of 85cash.com

85cash.comReviews of 85cash.com

3.729 reviews
Investments & Wealth

85cash.com

About 85cash.com

85cash.com is a simple, secure loan-matching service in the United States. Complete a quick online form and, with your consent, we send your request to a network of vetted lenders so you can review a potential offer and decide.Why choose us: fast intake (2–3 minutes), authorized lender network, no hidden fees for applicants, and encrypted data handling.Important: We are not a lender and do not make approval decisions. APR, amounts, and terms are determined by lenders and vary by state and applicant profile. We don’t perform credit checks. We operate as a matching service and use the information you provide to connect you with lenders. Some lenders may check credit in some cases. Approval and funding speed are not guaranteed.

85cash.com (85cash.com) has 29 customer reviews on Five Star Index, with an average rating of 3.7 out of 5.

Website: 85cash.com
Category: Investments & Wealth
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 100% of reviews.
Latest: Most recent review: September 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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85cash.com reviews

29 approved reviews, newest moderated first

Owen D.
Dec 26, 2025
They asked me to confirm my bank and…
They asked me to confirm my bank and some personal details for the lender, which took a few extra steps. Nothing terrible, just more back and forth than I expected.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We understand that additional verification steps can feel time-consuming, especially when you're expecting a quick process. Some lending partners may request additional personal or banking information to review your application and verify your details. We appreciate your patience and your suggestion for a smoother experience. Your feedback helps us identify areas where we can improve!
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George S.
Dec 23, 2025
I hope you like getting smoke blown up your you know what
I received a email stating that they accept everyone regardless of what you're credit score is and I go on and apply and it keeps sending me to either JG Wentworth or National DEBT relief for debt consolidation. Why do you say that you accept everyone. Im not interested in debt consolidation relief at this time. Giant @#$%&!# waste of time. Don't bother. These people are clearly full of CRAP . Merry Christmas everyone
Response from 85cash.comOct 16, 2026
We’re sorry to hear about your frustrating experience, and we understand your disappointment. At 85cash, we welcome applicants with all types of credit histories, but this does not mean everyone is guaranteed approval. We work with a network of partners offering different financial products based on each user's profile, which may include debt consolidation services. We understand that these options aren't what you're looking for, and you're never obligated to accept any offer. We also take your concerns about our advertising seriously and appreciate you bringing this to our attention. Please feel free to contact us at [email protected] so we can look into your experience further.
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Leland M.
Dec 23, 2025
The process was quick enough
The process was quick enough, but the lender that contacted me only offered part of the amount I requested. It helped a little, just not enough to cover everything I needed.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We're glad you found the process quick and that the offer helped cover some of your expenses. We understand it can be disappointing to receive less than the amount you requested. At 85cash, we help connect users with lending partners, while loan amounts and terms are determined by each lender based on individual circumstances. We appreciate you giving our service a try and wish you all the best!
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M H.
Dec 23, 2025
Extracts ALL YOUR INFO before an offer.
Filled it out on a whim and regretted it instantly. Asks for end of 4 digits of social first, then proceeds in later steps for all digits, bank account and routing numbers etc all before a decision is offered. I feel like my accounts are stolen now. I never got an accepted or denied loan offer, just tricked into seeing some BS cash advance offers on MY checks when I applied tor a Loan. Do not give them all your info like I did, I did others and none requested at full length info that isn't needed for pre qualification.
Response from 85cash.comOct 16, 2026
We’re sorry to hear about your experience and understand why sharing sensitive personal and banking information would raise concerns. At 85cash, we connect users with a network of lending partners, and certain information may be requested as part of the application and verification process. However, submitting a request does not guarantee approval, and we understand your frustration with receiving offers that didn’t match what you were looking for. We take privacy and security concerns very seriously, and we want to make sure your experience is properly reviewed. Please contact us at [email protected] with more details. We appreciate you bringing this to our attention.
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Harrison A.
Dec 18, 2025
Filled out the form and my info went to…
Filled out the form and my info went to one lender. They didn’t approve me because of my credit, which was frustrating, but at least 85cash itself didn’t charge me anything.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We're sorry to hear that you weren't approved, and we understand how disappointing that can be. At 85cash, we help connect users with lending partners, while approval decisions depend on each lender's individual criteria. We're glad you appreciated that our service is free to use, and we truly appreciate you giving us a try. Wishing you all the best!
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Agnes T.
Dec 14, 2025
Got matched with a lender the same day
Got matched with a lender the same day, but the fees and interest they showed me were higher than I was hoping for. I ended up taking a smaller loan just to be safe.
Response from 85cash.comOct 16, 2026
Thank you for sharing your experience! 😊 We're glad 85cash helped you connect with a lender quickly. We understand that interest rates and fees are important factors when choosing a loan, and we're happy to hear you took the time to consider your options and make a decision that felt right for your budget. We truly appreciate your honest feedback and wish you all the best!
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Alan W.
Dec 12, 2025
The confusing part was that all the…
The confusing part was that all the real details about APR and fees only came from the lender. 85cash is just the go-between, so you really have to double-check everything yourself.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We understand that having clear information about APR, fees, and repayment terms is essential when considering a loan. You're absolutely right — 85cash is not a direct lender, and the final loan terms are provided by our lending partners. We always encourage users to carefully review all details before accepting any offer. We appreciate your feedback and will continue working to make the process clearer and more transparent!
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Alfie
Dec 11, 2025
It’s okay if you just want to see if…
It’s okay if you just want to see if you can qualify, but it’s not a guaranteed loan. My request went to a lender and I wasn’t approved the first time because of my credit history.
Response from 85cash.comOct 16, 2026
Thank you for sharing your honest feedback! 😊 We're sorry to hear that your request wasn't approved, and we understand how disappointing that can be. You're absolutely right — 85cash helps connect users with lending partners, but approval is never guaranteed and depends on each lender's criteria, including credit history. We appreciate you giving our service a try and wish you all the best!
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