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XPRS Capital

About XPRS Capital

We believe the financial system has let down the very people who need it most. Many small businesses are denied access to credit merely because their owners do not have great credit, or because they are not a priority for traditional lenders. There is a clear gap between those who can cheaply access finance and those who cannot access it at any price.At XPRS, our goal and our mission is to use technology to bridge that gap. We use the latest technology to efficiently connect small businesses with capital so that these businesses, the lifeblood of the American economy, can grow and prosper.We deliver small business loan application decisions in minutes and funding in as quickly as 1 business day. Less paperwork and less hassle means more time for you to focus on your business.XPRS is not a broker. We are a direct lender and the source of capital. At XPRS, we work directly with small businesses which allows us to offer great rates, fast responses, and full transparency.Unlike traditional banks, XPRS focuses on the cash flow and health of your business, not personal credit history. We use innovative ways to help small businesses like yours get access to capital quickly, efficiently, and affordably.

XPRS Capital (xprscapital.com) has 107 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.

Also known as: xprscapital.com
Website: xprscapital.com
Category: Investments & Wealth
Location: Santa Monica, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 4% of reviews.
Latest: Most recent review: August 2023.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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XPRS Capital reviews

107 approved reviews, newest moderated first

Matt T.
Apr 5, 2019
Great & Easy Experience!
Great & Easy Experience! Thanks XPRS
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Sam N.
Mar 27, 2019
XPRS WAS VERY EASY TO USE TO GET FAST…
XPRS WAS VERY EASY TO USE TO GET FAST CASH. I dealt with lenders who were terrible when I requested my balance to payoff and XPRS has been nothing but helpful. I appreciate the contracts not having hidden fees! I WOULD HIGHLY RECOMMEND TO EVERY BUSINESS OWNER OUT THERE.
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Bob H.
Mar 25, 2019
I love how honest and transparent they…
I love how honest and transparent they were about getting my loan funded. THEY WERE ALSO VERY EASY WITH FUNDING MY CHECKING ACCOUNT. Wish I found them sooner!
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Tony T.
Mar 25, 2019
My third loan and it keeps getting better
This is my third time dealing with XPRS. They sure know how to treat and value a relationship with customers. I keep coming back for the courtesy, customer service, great loan deals, and most of all the speed of which the approval and funding takes place. A+ to the XPRS team!
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Michael
Mar 19, 2019
Buyer Beware
Buyer Beware, Xpres sent me a pre-approval letter in the mail. I decided to give them a try because of the ease of the application. They contacted me after I submitted the application and said I was approved for the loan and they would send me a contract. After filling out the contract with my personal information, they contacted me and said the loan was declined. Then I received 3 loan emails from other companies. I would not recommend this company.
Response from XPRS CapitalApr 5, 2019
Hello Michael, While we always do our best to provide our customers with a loan approval, sometimes in our final underwriting process, new information presents itself which can change the risk profile and, as in your case, change the decision. We are terribly sorry we were not able to assist you with your lending needs. We are a Direct Lender, you can be confident that we did not send or sell your information to any other lenders or brokers. If you received emails from other companies, it definitely was NOT related to us or our processes. Please feel free to reach out to me to discuss further at 877-659-5399. We wish you all the best. Diane Head of Sales
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Valerie
Mar 13, 2019
Such a great experience working with…XPRS Capital
Such a great experience working with Diane and Daniel. They are so helpful and made the process quick and easy.
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Jeremy S.
Jan 25, 2019
Thank you XPRS
Dianne was extremely friendly, professional, and easy to work with. The process was pretty simple and in the end XPRS helped get me that extra working capital I needed to help grow my business! Thank you Jeremy Smith Owner Paneless Company Painting
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Jackie and M.
Oct 1, 2018
Diane was wonderful
Diane was wonderful. She worked hard to get us our funding and could not have been more delightful or easier to work with. A pleasure.
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