Kendall G.
Coverage is flexible & relatively competitive… However
The coverage is relatively competitive and flexible because it allows you to lock in rates up to the age of 65 and change coverage at anytime. I did not, however, like how the estimated rates I first received were much different from the rates they later told me I was eligible for. When I asked a representative why the rates changed so much and what they were based on I was told my rates were based on a TruRisk Life score and to reach out to TransUnion. Upon reaching out to TransUnion about the TRL score I was directed around to several departments on multiple occasions because no one could ever find information on this. Even upon requesting a Credit Report from TransUnion, I could find no such thing on the report. The representative with Wyshbox apologized and said that they couldn’t offer anymore information. So, I have no way of verifying if the rate I was offered was fair because I could not verify information that affected its factors.
Response from WyshMay 10, 2023
Thank you so much for checking us out! As we advised and you mentioned, our decision was based on information from an outside source. We provided you the details to contact this source directly so that you can best understand this information and correct any misinformation they may have. I'm sorry that you were given the runaround when attempting to find our more about this information. We will reach out to you directly, shortly.