David
Easy to apply
Easy to apply
Response from Willow Lake LendingJul 14, 2025
Hi David, we appreciate the review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Willow Lake Lending!

Willow Lake Lending puts our customers first with the best in benefits and customer service. We never charge prepayment penalty fees and in most cases, we can have your funds deposited the same day you apply. We want to help everyone that we can when an unexpected financial expense happens.
Willow Lake Lending (willowlakelending.com) has 762 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Investments & Wealth · Aberdeen, South Dakota
Excellent
Investments & Wealth · Mission, South Dakota
Great
Investments & Wealth · Wakpamni Lake, South Dakota
Average

Investments & Wealth · Sioux Falls, South Dakota
Average
Showing 50 reviews with 4 stars · Clear filters
David
Easy to apply
Response from Willow Lake LendingJul 14, 2025
Hi David, we appreciate the review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Willow Lake Lending!
Nathan C.
The communication and the help I received.
Response from Willow Lake LendingJul 11, 2025
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We appreciate your business.
David L.
Great service
Response from Willow Lake LendingJul 10, 2025
Thank you for taking the time to leave this positive review. We appreciate your business.
Diane V.
Read the terms carefully before you sign up. Interest rate was around 700%. For a $200 loan it would have cost me around $1000 with the months of payments. I didn't read it good but luckily caught it on time so I could pay it off. Just waiting for the payment to go through and see if they keep charging me after.
Response from Willow Lake LendingJul 7, 2025
Thank you for your feedback. You are correct that this is an expensive form of borrowing. Willow Lake Lending loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. After reviewing your account, we see that you have taken advantage of scheduling an early pay off, providing you with significant savings in fees. We are pleased that we can offer no pre-payment penalty or fees for paying the loan off early. We are happy to review the details of your loan at any time, please call our customer care team at (855) 857-5253 or contact us via online chat, or email at [email protected]. We appreciate you reaching out to us and thank you for being a Willow Lake Lending customer, we are always here to work with you.
Bob H.
It was easy and quick to get a personal loan approved. The only negative is the interest rate. Due to the interest rate I intent to pay back the total loan amount within 3 months. At which point I hope this raises my credit score to get another loan to pay for some repairs on a vehicle that I use to make my income.
Response from Willow Lake LendingJun 25, 2025
Hi Bob, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it quick and easy for you. You are correct that this is an expensive form of borrowing. Willow Lake Lending loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. There is no fee for paying the loan off early and many of our customers save a significant amount in fees when they pay the loan off early. We do not run or report credit to any of the 3 major credit bureaus. We do run and report credit to National databases including but not limited to Clarity and Factor Trust. Thank you for choosing Willow Lake Lending!
Ras
Easy and Quick.
Response from Willow Lake LendingJun 13, 2025
Hi Ras, we appreciate the review – thank you! We’re happy to hear that our Customer Care team made it quick and easy for you. Thank you for choosing Willow Lake Lending!
Antwoine C.
Allowed me to get more money at a better rate. Thanks
Response from Willow Lake LendingJun 9, 2025
Hi, Antwoine, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at [email protected] or at (855) 857-5253. Thank you for being a Willow Lake Lending customer!
Desmond A.
The process did not take that much time and the money arrived on time. I just didn't like having to check my credit score twice
Response from Willow Lake LendingJun 6, 2025
Thank you for sharing your experience with us, Desmond! We're glad to hear our Customer Care was able to get you the funds you need. Willow Laken Lenidng does not run or report credit to any of the 3 major credit bureaus. We do run and report credit to National databases including but not limited to Clarity and Factor Trust. Please don't hesitate to reach out to us any time at [email protected] or at (855) 857-5253.