Nova L.
Thanks for your help
. Thanks for your help VIP capital funding and Your Team for saving my business. They listened to my needs and got exactly what I needed.

VIP Capital Funding is a nationwide SMB capital network focused on helping business owners improve cash flow, strengthen operational flexibility, and access growth-focused working capital solutions.The company works with small and mid-sized businesses across a wide range of industries to provide structured funding solutions tailored to real operational needs. Programs may include working capital, bridge financing, revenue-based funding, SBA placement support, and restructuring solutions designed to help businesses maintain momentum and pursue sustainable growth.VIP Capital Funding’s approach is centered around aligning capital solutions with business performance, operational goals, and long-term scalability. Applications are reviewed promptly, and funding structures are designed to support both growth opportunities and cash flow stability.In addition to growth capital, VIP Capital Funding also supports business owners seeking operational restructuring and consolidation strategies to improve financial flexibility and restore long-term business health.Serving businesses nationwide, VIP Capital Funding remains focused on helping SMBs navigate expansion, operational challenges, and evolving market conditions through responsible and flexible capital solutions.The company also emphasizes transparency, responsiveness, and relationship-focused support throughout the funding process. By combining operational insight with flexible capital solutions, VIP Capital Funding aims to help business owners navigate short-term cash flow needs while supporting long-term business stability and expansion.
VIP Capital Funding (vipcapitalfunding.com) has 60 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
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Investments & Wealth · Raleigh, North Carolina
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60 approved reviews, newest moderated first
Nova L.
. Thanks for your help VIP capital funding and Your Team for saving my business. They listened to my needs and got exactly what I needed.
ZERO Σ.
Avoid these guys. They are a dishonest company that won't deliver on their promises. Don't know where to begin. We approached VIP Capital Funding to inquire about a business loan. On their website they had advertised EIDL type loans with low interest rates close to the 3.75%. When talking to their "CFO" he said that the "SBA was out of money" and "you wouldn't see those types of loan numbers again". He was a bit predatory in the way kept pushing for a higher rate. We agreed to a certain rate (a bit higher than eidl) but here's where things go bad. They don't directly lend you money. They use other lenders to lend you money and what the CFO told me was that this was "normal" and all part of "the business". He said make 2 weeks of good payments on your loan from one of our partners then they'll (VIP) buyout the loan. Well after the first week, I spoke again to the CFO. Told him when the money had gone out to their partner (the other loan company). He told me that it was all good and he'd reach out with the new terms in a week. Well two weeks after the first week, after trying to reach them multiple times. The CEO Joshua, emailed me saying that they weren't going to buy out my loan anymore due to circumstances that aren't related to us as a business whatsoever. How hard is it to just do what you promise? Worst part is, that the loan was relatively easy to pay for us and we could have made the payments no problem. The loan was for less than 2 months of our business income. So they had little to no risk on their part from us. So they really have no excuses here.
Response from VIP Capital FundingAug 3, 2021
This particular merchant was difficult to work with when all we did was try to help.
Josef M.
Not recommended. Won't take time to trouble shoot or offer references. When I requested references prior to submitting sensitive financial information was told "you have to trust us, otherwise we are too busy." Glad I found out how they truly operate prior to getting too far into the loan process with them. Follow Up to the response. While I disagree with that statement I would allow others to make up their own mind. The entire correspondence is in writing either by email or text. I certainly can understand that not all companies are a match. Cheynne sent me a Docusign. When I asked for references or other ways to verify that VIP Capital Funding was a reputable organization the next thing that happened was an email from Docusign saying the Docusign had been voided. Not an unreasonable request. When I spoke with Cheynne he said "You can find the information on the web and I don't have time." When I reached out to the President he said "Hello Josef, I am sorry for your experience. I am currently buried in a lot of business but will have my SVP get in touch with you shortly." I'm grateful to have discovered the type of organization this is before it was too late.
Response from VIP Capital FundingFeb 4, 2021
As CEO of VIP Capital Funding, we have graciously and professionally been helping businesses get funded during these troubling times. I got report from both my Director and SVP that you were rude and were bullying my officers. We wish not to do business with clients who are not on board with bad attitudes.
Bhavna S.
It was a pleasure working with Joshua Tripplet, he’s been extremely helpful and his response time to all queries is fantastic. Displayed a genuine interest in listening and addressing the problems. Builds effective working relations. Thank you so much Joshua.
Colby W.
We had applied through our main bank, Citibank, as soon as the PPP funds were announced. I should note we have been banking with them since 1999. Did not even get a response. When I contacted our personal banker he said PPP funds were out of his hands. Our accountant connected us with Cheynne at VIP Funding and within 24 hours we were approved for funding. Incredible. You get what you pay for and I certainly would recommend their services.
Jack L.
They are the real deal! Joshua and his team really did provide awesome services and make sure you have the highest chance of getting your loan approved!
Scott P.
All I can say is that Josh Triplet took the bull by the horns and got the funding our company ABSOLUTELY needed. I would never hesitate to recommend Josh & VIP Funding to anyone in need of a fast loan! Thank you Very Much Josh!!!
Russell
Josh and his team pulled off funding for us that can be described as nothing short of a miracle. The speed and work ethic they showed to meet our needs will never be forgotten. These folks will litterally fight for you. I highly recommend!