Cathy L.
Con artists
I contacted this company in search of a creative approach to purchase a home for use by my business. They did nothing but collect payment information for an application I never did & gave me the name of a mortgage lender after explaining their focus was direct business lending ( they're a factoring company). I had no further contact with them. I reached out to the lender, was assigned to a professional who was able to help me put together the deal. On the afternoon after closing on the property I got a call from the Uplyft rep I had initially spoken with, telling me I owed them nearly $50,000 for "closing costs." I contacted my lender & learned I owed no one anything other than what was disclosed & collected at my closing. The next time Uplyft called I told them to stop calling because I owed them nothing. They persisted, leaving me messages that they were willing to heavily discount their fees. They did nothing & I owed them nothing as confirmed with the mortgage broker who then called them & told them they were breaking the law. Yet, they persisted & finally, under the name of their parent company, Eagle Phillips, stole $15,000 from my business account using the transfer information provided to them for the application fee that never happened because I did not engage with this company. They were not authorized to use this transaction information beyond the initial purpose that even they agreed was not warranted in my case. I have filed a fraud claim with my bank & feel sure I'll get the $15,000 back, but they started calling again. I've blocked their access to my account & blocked their number on my phone. They may be OK to deal with if you need a factoring company, but be aware they are unethical & will steal your money if you provide access to your account for any legitimate purpose. They're shysters.
Response from Uplyft CapitalApr 13, 2026
We take claims like this very seriously. The situation described does not reflect how our company operates. Uplyft Capital does not charge fees outside of clearly documented and agreed-upon terms, nor do we initiate any transactions without proper authorization. We also do not provide residential mortgage financing, and any referral to third-party providers would not create a financial obligation to us. At this time, we have no record that aligns with the details outlined, and we categorically deny any unauthorized activity. We encourage you to contact us directly so we can review this matter in full and address any concerns appropriately.




