UpLend FinancialReviews of uplendfinancial.com

I received a mailed flyer stating I was pre‑approved and that applying would have no impact on my credit score. After submitting the form, the representative who called me was extremely rude. He insisted he couldn’t even discuss my application unless he ran a credit check — which directly contradicted the flyer. I reluctantly agreed, and it did negatively affect my score. After that, he told me I wasn’t approved because my credit cards were too maxed out… which is exactly why someone seeks a debt‑consolidation loan in the first place. The entire interaction felt misleading, dismissive, and unprofessional.

Rudest and pushy representative Michael Markam trying to get me to consolidate every debt into one loan. When I said I didn't need to consolidate loans that had 0% interest terms because I didn't want to roll them into the loan and pay interest on them. He became very mad and began to verbally insult me. Stay away from them.