TimePaymentReviews of timepayment.com

HORRIBLE COMPANY, bought equipment thru a company called Swing Design which use Timepayment as there lease company. Our equipment went bad after only 4 months in which our business insurance covered partial so we recieved credit through an other company for the garbage we had for a new one. We are making our monthly payments and just recieved a our statement with an additional charge of $55 dollars due to them needing proof of insurance. Called to let them know we no longer have the equipment that it was credited towards a new model, the gentleman made o sense while I tried to explain so I just hung up. I don't know how this company even has 5 stars. DO NOT DO BUSINESS WITH THEM. I replied to the response from Time Payment by calling the number provided for them to say the same thing all over again from one of there agents which makes it more frustrating as well as sent an email. The agent asked for my number with the promise of a return call last Thursday 6/5/25 and waited still no call back as well as no email respose.

CAUTION WARNING, CAUTION WARNING I was an idiot that i didnt check reviews before i used this company If you are looking to use this company for financing your purchase DON'T DO IT YOU WILL BE SORRY! my equipment purchase was $7000.00 and now they say i have to pay them $21,000.00 dollars back and its a lease and i can't cancel it or return the equipment then they said i can return the equipment but i still have to pay them the $21,000.00 dollars its not financing like you think GO SOMEWHERE ELSE DONT USE THESE PEOPLE MANIPULATION, MANIPULATION, MANIPULATION, CROOKS, CROOKS, CROOKS

Misleading practices and abusive lease terms I signed what I believed to be a financing agreement for a piece of equipment, only to later discover it was a non-cancellable lease disguised as financing. The total cost is more than double the actual value of the equipment, and even after paying all the installments, I still have to pay extra if I want to keep it. At no point was it clearly explained that this was a lease or that I would never own the equipment unless I paid more at the end. This lack of transparency is unacceptable and borders on fraud. I do not recommend this company. If you're considering using them for "financing," read the fine print or better yet, look for a more ethical alternative.

This outfit is part of a scam that roots deep from other companies( Icon payments solutions ,Oracle ,Axiom merchant services and Atrium Bancard solutions inc)that have changed names over the years and somehow no one really cares to stop them, because the lawyer’s they have are just as crooked. My lease was for two years(ended in January)but somehow they forged my name to extend the lease …. Sean Mechum AKA “Sean Peters” is the ring leader in my opinion and has done prison time in 2015 for bad business practices. I closed down my accounts after I fulfilled contact, doing so my 820 credit score is now a 700 because of this company reporting me. , I’m willing to lose my credit and fight the good fight in a court of law. It’s really sad that they have the law on their side and small business has to suffer the loss. I’m calling attorney general and Feds this week with hopes many of you do the same

Please stay away from this company. They are will find a way to charge you $100 in fees every month. There is no talk to them. They are backed by lawyers that you can't afford to fight with them.

I bought a bubble house from you a couple of years ago. On the website they have a "financing" option that I chose to utilize. I did it to help build some business credit since I had not had much business activity to that point. When I spoke to a Time Payment rep about the "financing", I was given a few payment options and I specifically asked about discounts if paid the "loan" off early. At that point in time, I should have been told that I this was NOT financing a loan but I was only "leasing" the bubble house. I have recently received an email that I must either pay $500+ to keep the bubble house or return it. When I inquired about it, they asked if I had read the entire agreement before signing. If you see Time Payment as an option for financing, run in the opposite direction.

This company is the biggest scam and full of lies. They should have been shut down by consumer protection advocates. Stay away from them and their unethical practices.

Very misleading on their terms. Not transparent at all!. VERY fine/hidden print talks about additional fees at the end of the contract and never gives clear total amounts. Then they add even more misleading fees after that. They also find ways charge fees for not jumping through all kinds of hoops for insurance documentation. It just keeps going on and on. Hidden fees here and there are pretty much how they make their money in my opinion and you are constantly chasing them.