TallyMintReviews of tallymint.app

I was a Quicken Classic user for around 15 years and was of course not thrilled with the move to a subscription model (especially for a desktop app - not SaaS), but it started off at a reasonable number so I continued with it to maintain my workflow. Then they started increasing the renewal price year over year to where it is now double the cost, yet the desktop app still hasn't materially improved - clunky performance, missing financial institutions, database corruption, not implementing features that the user community has been requesting for years, and what I felt was a lack of urgency from their technical leadership to dig into sync problems and drive resolution with the banks. When I saw the renewal cost this year went up to $84, I knew it was finally time to jump ship. Thanks to a helpful Redditor, I discovered TallyMint while searching for a Quicken Classic replacement without recurring fees or much lower fees. My other main requirement was having a running ledger balance (not just a live balance). Quicken dropped this common sense feature from Simplifi, it's not in Empower, and while it is in other apps like MoneyDance their annual cost was even higher than Quicken. So TallyMint quickly rose to the top of the list. Functionally it is very similar to Quicken Classic with the ledgers, views, bills, and budgets, but is lightning fast in comparison. This app was obviously designed with modern dev tools and it shows - switching between menus and entering or editing transactions is instant, and I felt my frustration level reduce considerably after years of waiting and waiting for Quicken to load, unlock the password vault, manually sync accounts, go to my preferred ledger, and then finally get to work. With TallyMint, I am where I need to be within a couple seconds of launching the app. That is huge. While I was not thrilled having to pay a subscription for SimpleFIN to sync my banks and cards, I will say this - it is only $15/yr and it works with more of my banks than Quicken Connect did. It was easy to set up, and has the added benefit of being a standalone aggregator that you can use with other apps as well - unlike Quicken's proprietary solution. While SimpleFIN comes with its own drawbacks, namely its once-a-day sync frequency and not currently supporting my mortgage lender Pennymac, I still find it and TallyMint to be a much faster and more reliable service than Quicken Classic. One last thing - TallyMint support is excellent. They listen to their users, they implement requested features in a timely manner, and they aren't charging you any recurring fee for these updates or patches. You pay once for the desktop app and that's it. That is pretty remarkable in the Subscription Age. (That said, if you want the advantages of SaaS access, they do have a subscription for that version.) If you're like me and come from the Quicken Classic world but are tired with the constant price hikes and the clunky desktop performance, definitely consider TallyMint. I am very impressed with the experience and think you will be too.

TallyMint is what I've been looking for ever since Quicken began using the Subscription model. I want an application I can own to track my basic financial income and expenses. TallyMint allows me to do that. I easily transferred my quicken data to TallyMint and began using it right away.

I’ve been trialling TallyMint as I’m looking for an alternative to Quicken, which I currently subscribe to. Being in the UK, I noticed that the software didn’t have the UK day/month/year date format, so I contacted TallyMint and asked if this could be added. Chuck replied personally, listened to the suggestion and within a very short time the feature had been added in the latest update, including automatic detection of the Windows regional setting. That level of response and support is genuinely impressive. I enter my finances manually rather than connecting directly to my bank, and so far I’ve found TallyMint straightforward and easy to use. I’m still within my trial period, but based on my experience so far I fully intend to purchase it and use it to replace my Quicken subscription. It’s refreshing to find software where the developer actually listens to users and acts on sensible feedback. Highly recommended.

I found TallyMint by asking Microsoft Copilot the following: "I have Quickbooks 2016 desktop and am looking for a standalone personal finance software, I do not want a subscription or online cloud version". It recommended TallyMint as the Best Offline option, did a comparison to other software and then recommended TallyMint as the best option for me. I did look at the other options but agreed TallyMint looked like what I needed.  I had used QB for over 20 years and even taught it at a local community college but was disappointed when they went online.  I created reports from my old software and started with YTD account balances in TallyMint.  I think the general ledger accounts are sufficient for personal use and am using the few business accounts for my husband's small business.

Some Background- I have been a long-time Quicken user: Think ‘Quicken for DOS’ when I first began using the software for home record keeping. I was a Quicken loyalist up until Ver. 17, purchasing a Quicken upgrade at least every other year. After Ver.17, Quicken moved to their new subscription requirement and expected that I send them money annually, and eventually allow my data to be hosted by them. Since that time, roughly 2018 or 2019, I have been looking for an alternative program that would accomplish what I needed for my record keeping and allow me to keep my data locally. I went through trials of several different programs, but none of them met my needs. For nearly nine years I have just been saying “No” every time Quicken wanted me to do an update, because I knew that I had reached to point where the next update would require me to move to the subscription/off-site data model. Not updating meant that I lost the ability to directly import my banking or credit card transactions, but I felt that was a small price to pay to avoid having to move to the ‘new’ Quicken model. I could still do the csv download and import, but that eventual became cumbersome and I simply used the program for my check register. About a month ago I learned about TallyMint and thought it was worth giving a try. I liked the feature of being able to choose to either purchase to the program outright or choose a subscription model. I know there are those who prefer the subscription model and are comfortable having someone else host their data. Just not my cup of tea. The outright purchase was especially enticing because it still came with the assurance of any future updates. Review- TallyMInt is the most ‘Quicken-Like’ package that I have experienced. The register has a similar feel and I can again keep track of my credit cards and investment funds. There has been a minimal learning curve in making the transition from (my Ver.17) Quicken. (I can’t speak to more recent Quicken version for reasons listed above.) The Recurring Bills and Cash Flow Projections all feel very similar to my past experience. Report generation also looks good for producing various expenditure reports and the data I will need come tax time. The last thing I want to mention is the responsiveness of the developer (Chuck) to suggestions and questions. I have had a few of each. The ‘User Guides’ are a good source of information but there have been some occasions where I was looking for a bit more, and I reached out to TallyMint support. In every instance I have heard back in a timely manner (usually less than 24 hours) and he has either incorporated my suggestion (or explained why it is not fitting), or has answered my question- personally. I am struggling to come up with a negative to point out. Perhaps you were that Quicken user who took advantage of every feature offered. I was not. TallyMint may have many of these ‘more advanced’ features, but since I won’t be using them, I probably will not look for them. I used Quicken for my home finance, record keeping, budgeting and cash flow projections. TallyMint more than meets my needs in these areas and doesn’t require me to be an annual subscriber. Win-Win! I hope to be a ‘decades-long’ user. TLDR- I am a decades-long Quicken user who switched to TallyMInt and couldn’t be happier.