Swish FundingReviews of swishfunding.com

The representative with Swish Funding connected me to Bluevine for a line of credit for my business last fall. They required I immediately take a draw against in order to establish the line or it wouldn't be available. No problem, even though I didn't need it at the time. I was also told that over time with proper payment history that the line could increase considerably however that wouldn't be necessary in my case. I quickly paid off the initial draw. I took a second draw later to help with cash flow for my business during the slower months. I only took what was needed at the time leaving roughly half of the line available. Several weeks later went to take another draw and was informed the account was placed on hold due to the industry my business is in. The industry was exactly the same as it has been for 19 years, let alone the few months since it was established. So even though I planned ahead and opened the line of credit to help ease cash flow issues during our off season here I was without an option for funds. Ultimately I had to drain other personal resources, while I already was paying my staff and not myself, when I should have had access to the cash I needed. They are only getting the second star because they did connect me to "some" funding. Every payment was made on time, if not early. The overall experience was far less than desirable. Regardless of what they can control, this happened with a funding source to which they provided access. I will never again use or recommend Swish Funding.