Jeff L.
Website works every time but I wish…
Website works every time but I wish they have a mobile app.

Swapsy is a peer-to-peer currency exchange platform that specializes in the exchange of Chinese RMB and US dollars. The platform utilizes popular e-wallets such as WeChat Pay, Alipay, Zelle, and PayPal to facilitate secure and easy fund transfers, with most users receiving their funds within 48 hours and some transactions taking just a few minutes.Swapsy's fees are very competitive, making it a cost-effective alternative to traditional currency exchange services. The platform's focus on amounts less than $2000 further adds to its appeal, making it an ideal choice for individuals looking to exchange smaller amounts of money.Swapsy guarantees the safety of its users' funds and provides a simple-to-use web interface, further adding to the convenience of the platform. The exchange rate provided by Swapsy is fair and does not favor either side, ensuring a level playing field for all users.Overall, Swapsy is a safe, convenient, and cost-effective way to exchange Chinese RMB and US dollars, offering competitive fees and a user-friendly platform. With its focus on smaller amounts and the use of popular e-wallets, Swapsy provides a reliable and efficient service for individuals looking to exchange currencies. Swapsy's commitment to fairness and security ensures that users can make transactions with confidence, making it an attractive option for anyone looking to exchange currencies.
Swapsy (swapsy.com) has 261 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Banking & Money · Woodland Hills, California
Excellent

Banking & Money · San Francisco, California
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Banking & Money · Beverly Hills, California
Excellent

Banking & Money · San Francisco, California
Excellent
Showing 26 reviews with 4 stars · Clear filters
Jeff L.
Website works every time but I wish they have a mobile app.
Storm V.
It is good for small amounts. I get charged $10 USD for receiving a wire, so when I transfer less than $2500 USD this fee makes more sense.
Peter N.
I was a long-term customer using Swapsy to swap USD to CNY. The experience prior to 2023 was great. I didn't use it in the past 2 years until 1 weeks ago when I initiate a swap of around $800. 6 days have passed, I didn't receive anything. As it declare that most of transaction can be done in 48 hours, I have keep sending inquires on why I didn't receive the fund every day. No response so far. I have also send request to cancel the pending transaction and no response either. It makes me thinking it looks like a scam and I have lost the money! In that case, what should I do to sue them? Can I file a complaint to small business court? I have all the records of Zelle transfer and emails I sent to Swapsy support. Any help is appreicated! Thank you! Follow up on 11/02/2025: I have received the exchanged fund. Looks like it is just slow service, not good experience but it worked.
Raj
So far so good. Tried it a few times and its' worked well. The only thing is that I want to make larger swaps and only limited to 3500 RMB so far.
Will
Good service
Torrian R.
I moved to China in 2019. In the beginning, sending money home was inconvenient and required spending hours at the bank to transfer money. Using Swapsy makes the process easier from the click of a few buttons. It’s the only way I send money.
Ricky W.
It's great being able to transfer money back to the US, however, the lack of a feature that allows users to add swap credits to their account from a Chinese service such as Alipay or WeChat is a major hindrance and has caused me to use other services such as Paypal at times. I don't understand how they excpect to have users who only have these Chinese services to send RMB to other users if they cannot use RMB to update their swap credits.
Derrick
My recent swap request did not go smoothly. Initiated on May 4th, received May 23rd.