The Smarter Way To Repay Federal Student LoansWe specialise in helping high balance borrowers navigate the department of education's student loan repayment Programs. The rules within these programs are ever changing and complex, yet full of opportunity. When you call your loan servicer, you're not always shown the best options. They do not break down the financial implications of choosing each and every one of their repayment programs. And they do not show you how to navigate these programs optimally to save you the most amount of money. They simply don't have the training, tools or incentive to do all of this work for you.Student Loan Tutor on the other hand, is a team of highly trained professionals. Our tutors are equipped with our proprietary calculator, allowing us to show you all of your repayment options and find the best repayment plan for your unique situation. In addition we handle all paperwork and ensure everything is done on time and help our clients avoid the many pitfalls associated with Student Loans. We're kind of like hiring a CPA to do your taxes, but for Student Loans.Why Choose Student Loan Tutor?Lower Your Monthly PaymentsReduce the Overall Loan CostAvoid Mistakes When Re-certifying2500+ Clients ServedIn Business Since 2015$200+ Million Saved
Student Loan Tutor (studentloantutor.com) has 303 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
Also known as
studentloantutor.com
Website
studentloantutor.com
Category
Credit & Debt Services
Location
Sioux Falls, South Dakota
Listed on Five Star Index
2026
About these reviews
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The company replied to 59% of reviews.
Latest
Most recent review: October 2026.
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They are always very responsive, great answers to all my questions. Really outstanding resource.
Response from Student Loan TutorAug 19, 2020
We are constantly examining and reviewing everything we can find that pertains to student loans! Glad we can be of service, and we look forward to being this resource for you!
GA
Gary
Fantastic service
Student loan tutor has done a great job saving me a lot of money on student loans. I would have given 5 stars but I feel 5 star reviews are not believable.
Response from Student Loan TutorAug 19, 2020
Ha ha! Thank you for taking the time to review us Gary, it's been a pleasure.
KA
Kayla
It’s been great working with Student…
It’s been great working with Student Loan Tutor. So very helpful!!!
Response from Student Loan TutorAug 19, 2020
We are glad to be of service! Thank you for the kind words Kayla!
KY
Kyle
Student Loan Tutor Excellence
Student Loan Tutor provide a very relational, gift-oriented service. They are extremely responsive, dedicated to educating, and driven by a higher ideal than simple profit.
Response from Student Loan TutorAug 19, 2020
We are glad to know you appreciate our way of thinking and operating. Connection and community are very important to us, and we are so pleased to be working with you!
BA
Brandon (.
My credit score has gone down since…
My credit score has gone down since doing what you guys have told me what to do. Appreciate it
Response from Student Loan TutorAug 19, 2020
Hello Adam,
In addition to this reply, your Tutor and Processor have also reached out to answer any questions that may arise. This reply isn’t just for you, it’s for anyone with student debt worries about the same issue.
First let me start off by saying that credit scores are very important and we fully support understand and appreciate that. It is very unfortunate that it appears that your credit had “gone down,” since the working with us. If in fact it has gone down, I can assure you that it has nothing directly to do with your student loan repayment strategy. This can be confirmed here on the Department Of Education's website: https://studentaid.gov/manage-loans/repayment/plans/income-driven/questions
Bear with me as I explain some possible options of what may be happening to make it appear this way:
1. A third party site such as Credit Karma that uses simple algorithms to estimate a credit score may be reading your new loan servicer or reduced payment amount as if it were a “New Loan,” this is not the case and is an error if their algorithm. It will likely auto-correct as it is possible the other servicer reported your loan payment on the same month as your new loan servicer. In addition there may be a month where both of your servicers, your previous one and the current one, report the same balance and the same payment which Credit Karma would read as 2 loans temporarily.
I can assure you that any lending agency or underwriter seeking to offer you a loan or credit would not make the same mistake.
I would recommend pulling your credit here: https://www.annualcreditreport.com/index.action and you can see that you have only one loan.
2. Your credit may have gone down for another reason that you may be attributing to working with us that happened at the same time. We can look over your credit report with you and show you if that is in fact the case if you're having trouble making sense on the credit report that you receive.
3. The servicer is erroneously reporting your loan twice, with 2 loan payments and 2 loan balances. If you see this happening on your credit, we can assist you in fixing this, and we would cover with our services.
*The simplest reason is often the correct one and my best guess before speaking with you is that you’re using credit karma or another credit reading app that is reading the new loan servicer as a new loan. These apps are not lenders and are providing a “credit estimate.”
Feel free to confirm all that I am saying with a loan officer or mortgage broker and they can confirm this as accurate. Often times Credit Karma and sites like them can be off by as much as 100 points on a credit score.
Lastly. If in fact it has dropped, you may be able to participate in a class action suit.
Here’s Fox News chiming in on the CARES Act that went into effect during the Covid19 Pandemic.
https://www.google.com/amp/s/www.marketwatch.com/amp/story/up-to-5-million-student-loan-borrowers-may-have-had-their-credit-scores-drop-after-the-cares-act-paused-student-loan-payments-its-another-battle-to-have-to-fight-2020-05-22
I hope this helps you and others. Again I can assure you that although it may appear otherwise, you working with Student Loan Tutor does not and will not negatively affect your credit score.
Sincerely,
Student Loan Tutor Team
DA
Dr and M.
Clear, insightful and now we have hope
The review of our Student loans was so clear and insightful. Put things into perspective. Having a plan for our future gave us hope. The plan was tailored for us and it’s good to know we have a team watching the changing landscape and can advise us if we need to make changes. We saved the fee within months of implementing the recommended plan.
Response from Student Loan TutorAug 19, 2020
Thank you for taking the time to review us Annise! We are so glad that you enjoyed learning more about the programs available to you, and have been able to save so much so quickly! We will be here to help keep you heading in the right direction!
KR
Kristin
An End in Sight
After years of college, it’s hard to look at the debt accumulated. This company has helped my family stay afloat during challenging financial times and given us hope for our future. They are extremely knowledgable about all the options that will bring an end to paying student loans faster.
Response from Student Loan TutorAug 19, 2020
We are so glad to know that we are able to support you in a time of need. Hope your family stays well and happy, and we look forward to continuing our work with you over the coming years.
CA
Carisa
Varsity Tutor is a No Brainer!!
Our experience with Varsity Tutor has been amazing and extremely seamless! Hiring them to freshen up academic skills this summer was a no brainer! Setting up sessions with a tutor was quick and easy. Our first tutor wasn’t the perfect fit, but they made it so simple to try another. And the 2nd tutor has been excellent! He absolutely motivates my soon to be 4th grade daughter and has been a very helpful tool in keeping her Math & Reading skills honed for this coming year. I highly recommend you try them!!
Response from Student Loan TutorSep 8, 2020
Hello Carisa! While this is so incredibly sweet, you must have the wrong company for your review.
We appreciate you regardless!