Structure PaymentsStructure Payments is a high-risk credit card processor and merchant account provider founded in 2023 and based in Provo, Utah. The company specializes in payment processing for businesses that mainstream banks and aggregators decline, underwriting 17 high-risk verticals directly — including firearms, vape and nicotine, CBD and hemp, nutraceuticals, MLM, coaching, travel, subscriptions, adult and dating, online gaming, credit repair, debt collection, precious metals, digital goods, tobacco, tech/SaaS and contracting.Built on more than a decade of high-risk underwriting relationships, Structure Payments approves merchants declined elsewhere — typically within about 48 hours — with dedicated merchant IDs rather than aggregator accounts that can freeze funds without warning. Every account includes transparent pricing, chargeback-prevention tooling, and a dedicated representative instead of a call center.The company was co-founded by Patrick Felsted (CEO) and Truman Child (President), who each bring decades in the payments industry and have supported thousands of small businesses. Structure Payments serves businesses across the United States and Canada. If you have a chance of getting a merchant account, we'll do everything possible to get it for you. Learn more at structpayments.com.
Structure Payments (structpayments.com) has 1 customer review on Five Star Index, with an average rating of 5.0 out of 5.
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customer
I contacted Patrick at Structure Payments to find out what my options for a merchant account are. He was very helpful and answered all of my questions. Very knowledgeable. I appreciate his timely response. I highly recommend Structure Payment if you are looking for a merchant account.