South End Capital a division of Stearns Bank, N.A. Reviews | Read Customer Reviews of southendcapital.com

South End Capital a division of Stearns Bank, N.A.Reviews of southendcapital.com

4.7122 reviews
Investments & Wealth
4191 2nd St. S., St. Cloud, Minnesota

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South End Capital a division of Stearns Bank, N.A.

About South End Capital a division of Stearns Bank, N.A

South End Capital was founded in 2009 and is a division of Stearns Bank N.A., a $3.2 billion institution. Our innovative direct lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. A tech-powered platform and premier customer support offers equal access to industry-leading business, equipment, and real estate funding.

South End Capital a division of Stearns Bank, N.A. (southendcapital.com) has 122 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.

Also known as: South End Capital a division of Stearns Bank, N.A, southendcapital.com
Website: southendcapital.com
Category: Investments & Wealth
Location: St. Cloud, Minnesota
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 96% of reviews.
Latest: Most recent review: September 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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South End Capital a division of Stearns Bank, N.A reviews

Showing 111 reviews with 5 stars · Clear filters

Debora J.
Jan 7, 2023
A Selfless Lender Who Goes Above and…
A Selfless Lender Who Goes Above and Beyond for the Client Best Interest The team at South End Capital a division of Stearns Bank, N.A. was professional from day one. Janine Phillips, MLO is super patience and professional. She provided guidance from day one and didn't give up on the deal. Thank you Janine and SEC Stearns Bank. I strongly recommend using this funding source for your next real estate investment project.
Response from South End Capital a division of Stearns Bank, N.A.Jan 9, 2023
We are so pleased you had such a positive experience with our company. Our team really enjoyed working with you and appreciated your assistance and professionalism throughout the process. We look forward to closing many more loans for you in the future!
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Nat A.
Jan 5, 2023
Excellent service
Excellent service
Response from South End Capital a division of Stearns Bank, N.A.Jan 5, 2023
Thank you for the great review! We look forward to assisting you with financing again!
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Mark S.
Dec 27, 2022
The process was smooth
The process was smooth. The service coverage was great at every level.
Response from South End Capital a division of Stearns Bank, N.A.Dec 27, 2022
Thanks for the great feedback! It was a pleasure to work with you to assist your client with financing. We look forward to doing more business with you in the future!
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ShareteaNc
Nov 11, 2022
Awesome experience through Stearn Bank
This is my first time dealing with SBA loan with Stearn Bank and the whole process was very easy to follow. Janine and Kaitlin were very professional and helpful when I had some questions regarding to the loan. I would definitely recommend Stearn Bank to anyone looking for funding for their business. Thanks again
Response from South End Capital a division of Stearns Bank, N.A.Nov 17, 2022
Thank you very much for the kind review and excellent feedback. It was a pleasure to serve you and your business and we hope to have the opportunity to work with you again!
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Sebastien B.
Nov 8, 2022
I tried several banks for my client…
I tried several banks for my client before finally landing on STEARNS BANK. As always, they provided great care and patience to see the loan all the way through. I can't wait to send them more business so we can help more businesses. Thank you STEARNS BANK! Sebastien Boyer THE APPROVED GUY
Response from South End Capital a division of Stearns Bank, N.A.Nov 8, 2022
It's been an absolute pleasure to work with an experienced professional like you Sebastien, and we look forward to financing many more transactions for you and your clients through the South End Capital division of Stearns Bank.
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P. C.
Oct 24, 2022
Iam VERY PROUD to refer my clients…
Iam VERY PROUD to refer my clients here! They are ALWAYS SATISFIED!!!
Response from South End Capital a division of Stearns Bank, N.A.Oct 25, 2022
Thank you so much! It's an absolute pleasure to work with you and we look forward to doing more business together!
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Jonathan
Sep 12, 2022
Janine Phillips is my point of contact…
Janine Phillips is my point of contact and she is wonderful to work with, she truly is a professional.
Response from South End Capital a division of Stearns Bank, N.A.Sep 14, 2022
Thank you for the kind words about Janine, we are very lucky to have her as a team member. We look forward to continuing to work with you!
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K P O.
Sep 8, 2022
The Loan officers were very helpful…
The Loan officers were very helpful with arranging terms and a rate which were agreeable to the customer. They were always very accessible and worked diligently through the complexities to get the deal done.
Response from South End Capital a division of Stearns Bank, N.A.Sep 8, 2022
We really appreciate your business and great feedback, and hope we have the opportunity to work with you again on your next financing!
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