Shon N.
Incredibly fast payments and great…
Incredibly fast payments and great customer service. Definitely will recommend to fellow entrepreneurs!

Founded in 1936, The Southern Bank has served as a reputable and reliable community lender in its Northeast Alabama footprint for over 80 years. While working locally with small and medium-sized businesses, The Southern Bank recognized the consistent need for non-traditional commercial lines of credit. In response, The Southern Bank developed altLINE, an Accounts Receivable based financing platform for commercial customers.Operating within an FDIC insured and state regulated bank, altLINE provides customers the flexibility of an independent financing company with the cost advantages and service people expect from a community bank. altLINE partners with commercial bankers, accountants, business advisors, and other intermediaries nationwide to deploy its specialty lending capabilities wherever it may be needed.To learn how we can help your business or client, contact us today.
altLINE by the Southern Bank Company (sobanco.com) has 68 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
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Claim this listingInvestments & Wealth · Wetumpka, Alabama
Excellent

Investments & Wealth · Birmingham, Alabama
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Investments & Wealth · Birmingham, Alabama
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Investments & Wealth · Mobile, Alabama
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68 approved reviews, newest moderated first
Shon N.
Incredibly fast payments and great customer service. Definitely will recommend to fellow entrepreneurs!
Mike M.
I worked with Jim Pendergrass and he was very professional, prompt and straightforward. You cannot go wrong dealing with Jim and Southern Bank. He is a very nice person and will go the extra mile to try and help his clients.
Heather K.
Julie and the team at Southern Bank are consistently fabulous to work with! We have been business partners with SOBANCO for over 5 years now and are incredibly pleased with their service, communication, rates, flexibility and commitment to the success of our business. I appreciate their willingness to address our needs on a case by case scenario, their expertise on risk analysis, and their ability to be flexible with the ever changing demands of the staffing industry! Even more specifically, during the Covid-19 pandemic, their services have remained consistent, they have communicated all important changes to us, and they have done what they can to ensure our factoring needs are being met on a weekly basis. If its best to judge the success of a company during times of stress, then The Southern Bank Company is absolutely a five-star company!! Thank you for all you do!
Customer
altLINE has been wonderful to work with and I’ve always felt confident that they have my back. When I was unable to make payroll and could not get a bank loan, I started looking for an invoice factoring partner. I found that altLINE had better reviews, was more responsive and more up front than the other providers I spoke with. I’m very pleased with my decision, and my business is better off now thanks to them.
Adam B.
We found Chas to be very hands-on and knowledgeable about his products. Through the course of multiple phone calls and an in-person meeting, he came to know our needs and presented a product that would best work for us now, then discussing options for where we go as we grow. I will recommend Chas and AltLine to others!
Corina P.
We partnered with Southern Bank Company to handle our invoice factoring needs 4 years and couldn't be happier!
Harold B.
The Southern Bank Company has been a gift for our organization and a real pleasure to work along side of! We have been customers of the Southern Bank for over three years now. We use their AR Factoring services, and I can say that Southern Bank rates and Payment Terms are one of the best on the Market! The real experience and joy really comes from the impeccable and real time up-to date reporting system, and also the ability to contact someone via email or phone at all times during business hours. I Highly recommend Southern Bank and their services, I am also proud to rate their services at complete five stars!
Tyler S.
The Southern Bank makes my company run. In the staffing business, payroll needs can change in the blink of an eye and it is so nice to know The Southern Bank is behind you. They provide peace of mind that we will always have the money in hand to meet payroll demands.