Smarter Finance USAReviews of smarterfinanceusa.com

Being small business owner can come with a lot of stress, especially when you need to purchase tooling and the proper equipment to be able to perform your daily requirements. I reached out to Clem Muhammad after finding a service truck that I was not able to cover the cost on. A month in to owning my business I figured that I was not able to get any types of loans. When Clem called me from Smarter Equipment Finance he assured me that I had nothing to worry about. Unlike your normal lenders Clem dug into my history and found loop holes to get me the best deal at the best rate. With opening date of my business less then a month old I was able to finance a service utility truck for 10% down and had approval within hours. The initial equipment I went to purchase was not fit for needs but at the same dealer I changed over to more expensive truck. Clem put in the leg work to swap all of the paperwork from one to the other and got me driving home in this vehicle same day. The whole experience I was notified and updated when changes were made or paper work needed to be filled out. Trying to work and manage this is a battle but having Clem made the experience breeze by. I have proudly spread the word to multiple people in the industry and will continue to send business to Clem at smarter equipment finance. Thanks to them I am now able to more efficiently run my business. The payments are very affordable and by any means do I feel that I got ripped off or the purchase will negatively effect my business. Clem Muhammad is a hard worker and great to deal with. Thank you Clem for helping me and my business.

Kelsey was very helpful throughout the whole process& very patient with me when I did not have everything in order she was always touching base with me to make sure we were on the same page, she was very pleasant & professional at all times! Thank you so much for helping me obtain financing!

Kevin was and still is great to work with. Got my first truck for my company with him and he went above and beyond to make things happen and help me through the process.

Kevin made it happen. First business loan and I got exactly what I wanted. I feel like he puts him self in there for you and really owns the whole process. Great guy. We'll definitely be doing business in the future. Thanks again! Ean

Daryn king was very helpful and made the process easy as it be. He answered all my questions. He acted like a true professional. I look forward to working with him on my next loan. Thank you daryn!

Kevin was extremely helpful he treats us like family and he responded to and return every text and call, he he was calm and he answers all questions professionally, top line Kevin is a giant at work,

Kevin did an amazing job walking us through every step of the process to finance a trailer. Definitely would recommend Kevin.

Sean did an awesome job with the purchasing process of my semi truck. A man of integrity and full of knowledge.