John D.
Typical Bait and Switch Scheme
This is a debt settlement company that sends out mailers consisting of false enticing "flexible personal loans". When you call to inquire, they will send you an email of all your outstanding debt and pressure you into a debt settlement plan. If you initiate this plan, they will default your credit accounts and "negotiate" potentially better payment terms with your creditors. Your credit score will tank for 7 years and you will be on the hook for additional interest, late fees, and ridiculous admin fees. If they are unable to negotiate better terms with your creditors, you will only pay more in the long term AND you open the door for debt collectors to sue and harass you and garnish your wages. I can guarantee this company WILL NOT protect you from such lawsuits. DO NOT settle for this deceptive company. There are way better options to pay off your debt.




