RampReviews of ramp.com

Our company contacted Ramp to apply for a business credit card after reading positive online reviews about their willingness to consider providing credit cards to small businesses with limited or no credit history. We provided all the required information, including direct access to our company bank account, and informed them that we were in the process of opening a new bank account. However, they verified the wrong bank account. When we tried to address this issue, we received no response. Suddenly, within a couple of days of opening the account, our account was canceled without any explanation. No one answered our phone calls or responded to our emails. It seemed as if no one was working at the company. Be cautious of Ramp. Dealing with them was a huge waste of time, and their professionalism is practically non-existent.

Easy to use, efficient, excellent!

Ramp is very intuitive and easy to use. The tools for card users and finance users are great.

As an accountant, ramp makes my life easier.

We have been using Ramp for eight months and have always paid on time. Initially, they were very aggressive in securing our business, offering higher credit limits and attractive cashback percentages to entice us to join. However, after eight months, despite our finances remaining stable and our impeccable payment history, Ramp suddenly reduced our credit limit by over 64% with only a two-day notice. We requested a 30-day extension to manage our cash flow, but this request was promptly denied without any consideration or escalation. This lack of support highlights a significant disregard for the financial health of their clients. Proper cash flow management is critical for businesses, and a 30-day notice before such drastic changes should be a minimum courtesy. In contrast, we also use Brex, which has not reduced our limits and continues to offer higher limits. Based on our experience, I would advise caution when considering Ramp, as their actions indicate a lack of concern for their customers' financial stability.

Great platform, appreciate the integration and notification about missing docs and connecting with xero.

We LOVE Ramp. It's cut down on so much time and back and forth around company expenses and budget management. We recommend it to everyone we know.

Great platform and multitude of functionality