Q CreditReviews of qcredit.com

I was contacted by an Aimee Smith and told I was approved for a $3K loan. At some point i was told due to my low credit score, they were going to make a small deposit by safe-deposit thereby needing my mobile banking login info to verify my account. At this point I was told to go to a Walmart and call back. A David Lewis, identifying himself as the Funding Manager instructed me to buy a Walmart Card in the amount deposited into my account. Then give him the Card Number and other info so he could retrieve the funds and upgrade my Credit Score. After complying with that, he told me the funds would be in my account within an hour! Never happened! The deposit he made bounced! I am out the $225 as I have to pay my bank now. These fiends are out there and their tel# begins with a 260 area code. Beware,!

Anong stafa sinasabi nyo?!!! E naghuhulog padn ako sa inyo! Collector nyo nakabastos din!!!!

Absolutely horrible! Do not use this company under any circumstances! You'd be better off selling blood or standing on a street corner begging. I took a loan for $1600 in July 2017 and have paid $300 a month since and still have another 9 months to go!! The interest is so astronomical that it's still over 1k to pay it off now. I wish I had the money to get out from under this thing. In the end I will have paid over 6k for a $1600 loan. This was one of the worst decisions of my adult life.

I fell into a bad situation I never thought I would be in. These loans have a high interest rate. We know this going in. That is not my complaint. My complaint is that I asked twice for my pay off balance. The difference in 9 days was over $150. But I paid the pay off balance on April 18th. I emailed them and told them I paid it. It took 2 months before my account was showing as paid and closed.

I tried to pay this loan off. Awful interest. I authorized 2k to come out of my account. They tried to get 2k x6!. They got 6k! My bank helped me and I got my money back. When I called Qcredit they said they didnt do it and their computers didnt show it. They said if I sent them my bank records they would look at it over a 2 week process. People sounded like they were in another country. I was desperate so I did this. Next time I will never do this. Unbelievable they got 6k in one day. 10 hours at the bank to fix get new accts etc.

Don’t trust this company !!!! I was notified that ROSEBUD LENDING did a hard inquiry on my credit report. I asked them to remove it and they refused stating that they just did a soft credit pull. I sent proof that it was a hard inquiry and they still deny it! I complained to the BBB and sent the documents them as well . QCREDiT emailed me and will not resolve this so now I’m forced to seek legal advice. If they are this untrustworthy, I can’t imagine how they would treat people who actually have loans with them . Stay away , they LIE!

My experience, in the beginning everything was so easy you apply for your loan, got your money just like they said it would be. But after your payment start that is your nightmare. Please, please READ your agreement. I borrowed $1600 dollars, their is a $10 a day added to your loan, I started my first payment in July paying $154.00 bi weekly. In December 2017 I call to ask what was my pay off , I was told $1735.87 in which I paid off in full. I know at time we fall in hard times, please do not let this be your way out. Sarah, Jacksonville, Florida

Got a loan for $1,600.00, made 10 payments of 149.52. I can't believe my balance is still $1,582.00. Really? I've already paid the loan back but the interest will kill you! I will not be giving up that kind of money for another whole year and a quarter! About to just pay it off! Never again!!!