Prompt Capital FundingReviews of promptcapitalfunding.com

Expect spam emails that never end from this company.

Why in the world would anyone trust this company with anything, much less their money. I have received multiple unsolicited spam emails from them. I have never done business with them, never contacted them in any way. Yet they continue to SPAM me. If you send spam email of text messages, I will do what I can to let people know :-(

It’s all fake Prompt Funding Solution and Better Loans. I signed the letter of Intent. I paid origination fee and $15,000 to complete phase 1 within 3days. I was told by Noah I will receive $290,000 plus a refund of an extra daily payment they withdrew from my account.I was told by Noah Cohen on Monday 9/28/2026 by 5pm I will receive funds. That morning I reached out through email to confirm I would receive payment and got no response which was usual because before he responded within minutes. I then tried calling him and no answer, it then hit me I was scammed. Money never was deposited and all communication stopped. Whoever they are they are very young experienced and knows how to use contracts to make everything look professional but the numbers actually didn’t make since. They used Westlakeventures and Sudden Hld to take money out of my account. I have made a dispute with my bank and they are currently working to get my money back. Total they took about $17,000 from me.

I am deeply disappointed with the service provided by Noah C. the loan officer. During our initial discussions, I was explicitly quoted specific terms, interest rates, and closing costs. Trusting his word, I moved forward with the application process. Total ripoff MCA loan. Do not trust this person. Total bait and switch con job. Terrible!

I am highly disappointed with my experience with Noah. The loan officer promised specific terms and interest rates during our initial consultation to secure my business, but completely failed to deliver on those promises. Once the paperwork started, communication stopped entirely. They never responded to my repeated emails and phone calls, leaving me in the dark and delaying my timeline. Avoid this loan officer if you expect honesty and basic communication. Just an expensive short term MCA loan, any other term loan promised in writing is BS.

Only 1 star as no other option. Once I entered my info, they keep sending emails from different domains which seem same company. Too many follow ups and looks shady practice. I didn’t feel safe with this. Buyers should be careful before submitting details.

The “Funding” That Didn’t Sit Right Recently, I was contacted by someone introducing himself as Noah Cohen from Prompt Funding Solutions, based out of 40 Wall Street in New York. He said our business had been “approved.” The subject line of the email? “Congratulations! Your deal for …… has been approved for financing.” Already a red flag — vague subject line, missing business name. Then came the breakdown. It was structured as a 2-phase funding pathway. Phase 1: A “bridge loan” of $15,000 Phase 2: A “guaranteed” $290,000 long-term loan On paper, it sounded exciting. Big numbers. Fast funding. No underwriting. No credit pull. No tax returns. Same-day funding. But when you slow down and actually look at the math? It gets ugly fast. ⸻ 🚩 Phase 1 – The Daily Payment Trap They offered three options for the $15,000: • $534 daily for 48 days • $1,062 daily for 24 days • $285 daily for 90 days Let’s be clear. That’s daily ACH withdrawals from your business account. Not monthly. Not biweekly. Daily. And here’s the part that made it even more questionable: You don’t even receive the full $15,000 upfront. The funds are “released” in four staggered disbursements: • $1,500 on day one • $2,500 after several successful payments • $3,500 later • $3,750 later So you’re making aggressive daily payments before even receiving the full amount. That structure is designed to lock you in. ⸻ 🚩 The “Guaranteed” $290,000 Then comes Phase 2: • $290,000 lump sum • $4,350 monthly for 72 months • “100% guaranteed” once Phase 1 is completed • No further underwriting Let’s pause. There is no legitimate lender that guarantees a $290,000 unsecured loan with: • No underwriting • No financial review • No documentation • No credit pull And all based solely on surviving extremely aggressive daily payments? That’s not standard lending practice. That’s pressure positioning. ⸻ 🚩 The Request That Sealed It To “move forward,” they asked for: • Driver’s license • Voided business check Before full documentation. Before clarity. Before transparency. That is sensitive identity and banking information. And once that’s handed over? They can initiate ACH withdrawals. That’s when it became clear: This structure felt predatory at best. Scammy at worst. ⸻ What I Decided I will not be doing business with Prompt Funding Solutions. As a business owner, I’ve learned something critical: If funding feels rushed… If it’s structured to pressure you… If it promises guarantees that don’t align with how real lenders operate… You walk away. No amount of capital is worth compromising your business integrity or financial security. If you’re a small business owner and someone approaches you with “guaranteed funding” and aggressive daily withdrawals — slow down. Do the math. Ask hard questions. Growth should feel strategic. Not desperate. Not pressured. Not opaque. And definitely not shady. Stay sharp out there.

only 1 star because you have to leave something, BUYER BEWARE do not submit your information, they will HOUND you and send emails from different domain names which are all the same website. Very underhanded and seems super shady