customer
I would rate zero stars if possible
I would rate zero stars if possible. I spent $3,000 with Priority Tradelines in December of 2025. The authorized-user tradelines did post exactly as promised and temporarily boosted my previously blank/unscoreable credit file into the upper 700s and low 800s. However, despite the significant score increase, I was unable to get approved for even a single line of credit — not even one that would have covered the cost of the tradelines themselves. I could not even get approved for a $500 line of credit or credit card lmfao. This experience taught me that underwriters care far more about a robust, diverse, and seasoned credit profile than a high score. Priority Tradelines, as an experienced company in this space, certainly knew this reality yet continued to sell the product without clear disclosure that the score boost would likely be useless for actual lending, in spite of the verbal guarantees offered during the sales calls that I would in fact be able to obtain the auto, credit card and business credit I was looking for. As a direct result, I incurred multiple hard inquiries that will now sit on my report for months, further harming my credit. I received zero net value for $3,000 — only a temporary and worthless number increase and real financial/credit losses. Their service provides no meaningful or tangible consideration of value under basic contract principles to anyone under any circumstances. Priority Tradelines cannot and will not provide a single example of how any tradeline they sell can or will benefit a single person in any manner, especially to obtain credit. Which is the sole reason why anyone might want to purchase a tradeline in the first place. Their entire existence and business model is built off fraud, deception and theft. They prey on and steal money from the naive, ignorant and vulnerable while knowing the entire time they are not providing anything of value in return. Your Terms and Conditions do not override: - Oral guarantees made during the sales process - FTC Act Section 5 (deceptive acts and practices) - Credit Repair Organizations Act (CROA) - Virginia Consumer Protection Act I have filed complaints with the FTC, CFPB and Virginia's AG office demanding a full and complete refund plus damages. Civil and criminal complaints to follow. Extremely disappointed and would not and cannot recommend.
Response from PrioritytradelinesApr 13, 2026
Thank you for your feedback. We are sorry to hear that you are dissatisfied with your experience. As stated in your review, the authorized user tradelines posted exactly as promised and increased your previously unscoreable file into the upper 700's and low 800's. This confirms that the services purchased were fully rendered in accordance with our written terms and guarantees. Priority Tradelines’ guarantee is clearly disclosed in our terms and order policies: purchased tradelines are guaranteed to report to at least 2 of the 3 major credit bureaus with 10% utilization or lower and on-time payment history. In your case, the tradelines successfully reported and fulfilled the scope of service purchased. To be clear, Priority Tradelines does not provide verbal or written guarantees of lender approvals, credit card approvals, auto loans, business credit, or any specific lending outcome. All approval decisions are made solely by third-party lenders based on their own underwriting standards. Because the services were delivered exactly as disclosed and acknowledged in your own review, we respectfully disagree with any characterization that this constitutes deceptive practices. Our written terms, disclosures, and guarantee language clearly define the scope of the service provided. These terms are listed on the bottom of our footer, on the check out page and attached to your receipts. We remain committed to transparency, compliance, and delivering the services exactly as outlined in our policies.