Soul Movement G.
Pinnacle Credit Repair is outstanding
Pinnacle Credit Repair is outstanding. My score increased in just a few months. The entire team is awesome and gave me personal one-on-one attention to get the job done. Highly recommend.
Pinnacle Credit Repair (legal name Pinnacle Credit Management) is a fixed-fee, forensic credit-repair firm ▎ founded in 2012, headquartered in San Mateo, CA, serving all 50 states remotely. We use Metro 2 and FCRA ▎ analysis to dispute inaccurate or unverifiable reporting on complex files. Disputes are specialist-drafted — ▎ no templates, no AI-generated letters. Fixed fee, charged only after work is performed (CROA); results vary. ▎ Not affiliated with Pinnacle Credit Services or other similarly named firms.
Pinnacle Credit Repair (pinnaclecreditrepair.com) has 13 customer reviews on Five Star Index, with an average rating of 3.2 out of 5.
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Soul Movement G.
Pinnacle Credit Repair is outstanding. My score increased in just a few months. The entire team is awesome and gave me personal one-on-one attention to get the job done. Highly recommend.
Eliyahu C.
Working with Andre has been fantastic. I first contacted him around winter of last year, and in the beginning we had some hiccups. I had my reservations, but something inside me told me to work with him. He’s been transparent the whole way through, and now it’s August 2026 and my credit has been cleaned up thanks to him and his team. For the greater part of the year I’ve been collaborating with him, and like I said, it hasn’t been a perfect experience. We did have some hiccups early on. But Andre is easy to work with because he’s honest, trustworthy, and very competent. I originally did some dispute work myself and had success, so I’d like to think I know something about credit repair. But I got stuck, and that’s where Andre came in to help. I’m part of his private Discord community, and there is a ton of value there. On a scale of one to ten, I’d give Andre and the firm a nine out of ten. The only reason it isn’t a ten is that a ten means perfect, and nobody’s perfect. I think that’s fair. For those reading this review: if you feel your file is complex like mine was, and you need an elite professional with the expertise to do what other firms can’t, I would choose Pinnacle. That’s exactly why I chose to work with Andre. Their website is extensive and answers a lot of questions, and Andre and his team are easy to reach. They respond in minutes, if not seconds. The Discord community also has a bot that is very impressive. I’ve asked it complex questions and it answered them just like Andre would. I’m very impressed, and I hope this review serves Pinnacle and the reader well. God bless.
Chris M.
From the start the company started initiating disputes. My score has already started to rise. The report provided is extremely detailed and provides a step by step method of action. I absolu⁴tely love that I can reach Pinnacle almost any time and they respond. I highly recommend.
Response from Pinnacle Credit RepairJun 9, 2026
Thank you, Chris — this genuinely means a lot. The detailed report you mentioned is our Dispute Resolution Action Plan, the forensic dossier every engagement is built on, and it reflects how we work: documentation first, then disputes. I'm just as glad the communication lived up to it — being reachable and responsive is something we hold ourselves to, not a bonus. Credit outcomes always depend on the specifics of ▎ each file, so thank you for sharing yours. It's a privilege to have you with us. — Andre Nguyen, Founder
Eli
With so many credit repair companies out there, finding the right one seemed impossible—and that is how I stumbled upon Pinnacle Credit Repair, which was recommended by Google as one of the best companies in New York. My credit was in the gutter, and my desperation to pay off my debts led me to sign up with a debt consolidation company; this left a negative mark on my credit report that has made it impossible for me to obtain new credit. From the very beginning, Andre not only showed genuine concern for my case but also took the time to ensure I clearly understood his strategy—in Spanish—which has since been successfully executed. After working on my credit for a mere two months, I can honestly say that his assistance has been invaluable; my credit score has risen significantly, debts have already been removed from my credit history, and I have received prompt responses regarding the disputes filed by Andre. There is still some time to go before we achieve all our objectives; however—since every case is unique—mine has progressed remarkably fast. This is a process that requires both patience and faith, but I feel calm and confident knowing that I have placed my situation in the very best hands. Only a company with the knowledge and experience of Pinnacle Credit Repair deserves such recognition for its work within the community. A special thank you goes to Andre for his hard work and unwavering commitment.
Response from Pinnacle Credit RepairJun 9, 2026
thank you Eliana, this is the kind of note that reminds me why we keep the roster small. Walking you through the strategy directly, in Spanish, so it was genuinely clear is exactly how this should work: a forensic plan only matters if the person it's built for fully understands it. And you said it better than I could every file is unique, and yours has its own path, so I appreciate you sharing your experience without overpromising anyone else's. There's still road ahead and I'm in it with you. It's a privilege to do this work for clients across the country, and an honor to do it for you. Gracias por su confianza. — Andre Nguyen, Founder
Sa M.
Amazing experience! I worked with many different credit repair companies and NONE OF THEM DELIVERED like pinnacle! I was able to recover my credit after big student loans and helped me secure a mortage! I came to them with my dream then they helped me get it and I cant be more happy, thank you guys so so much!
Response from Pinnacle Credit RepairJun 9, 2026
thank you getting a client to the closing table is the work we care about most. Student-loan damage paired with mortgage qualification is exactly the kind of complex file the forensic approach is built for: find what's inaccurate or unverifiable, document it, dispute it. You came in with a clear goal and did the patient part right alongside us that's a real part of why it worked. Every file is different, so I won't speak to anyone else's outcome, but yours is the reason we do this. Congratulations on the home, and thank you for trusting us with it. — Andre Nguyen, Founder
Ryan S.
Im so glad I found him on youtube with such an amazing presentation on the nuances of repair a credit report after bankruptcy which was exactly what I needed assistance with. Andre has superlative understanding of credit I have never seen on any other channel and what he has done for me has been life changing. If want premium service which entails one on one coaching, credit repair, and credit building like business credit look no further. It's a one stop shop.
Response from Pinnacle Credit RepairJun 9, 2026
Ryan, thank you — that means a great deal. The bankruptcy-recovery videos exist for exactly this reason: the rules around what can and can't be done after a discharge are genuinely nuanced, and most channels skip right past them. I'd rather you understand the "why" before we ever touch your file. Premium, to me, just means a small roster and direct access — you working with the person actually building your strategy, not a call center. Grateful you found us, and grateful for your trust. — Andre Nguyen, Founder
Aaron A.
Pinnacle Credit Repair is the real deal! I'm in Texas and stumbled across one of Andre's credit repair videos on YouTube during a time I was searching for an experienced and knowledgeable credit repair company I can trust to assist me with my credit repair. There's so many credit repair companies out here to choose from right, well how do you choose? I'll tell you how I went about it. #1 l want a company that knows and understands credit law. Not a company that will just send out dispute letters generated from an app in simplest form. Pinnacle Credit Repair generates custom dispute letters tailored to your specific situation including credit laws. #2 l want a company with years of experience. Andre has 12+ years of experience and learned from the best. #3 I want a company that communicates. Pinnacle Credit Repair is very informative about every step through text, call and email. I'm currentiv a client of Pinnacle Credit Repair. It's been four months now since I've joined the fast track program. The fee is reasonable to start and so are the monthly payments. It's a good investment for sure in comparison of just blowing it. I'm learning the process as we go. I had no results till month 4 but it was an incredible result and worth the patience! My $9000 collection from conns was deleted! I was so excited! Understand that the credit bureau's will send back simple repetitive responses to our disputes month after month but Pinnacle Credit Repair was consistent at sending disputes with credit laws and reported mistakes on my credit report. This is said to be"Patient". Some people might have quicker results. Idk. Every case is different. I didn't allow the months that went by with no results discourage me or make me want to back out. I continued to invest and trust the process and importantly understood the process as time went by. Im so satisfied with Pinnacle Credit Repair and their service. 5 stars for sure! I look forward to sharing my upcoming results with you guys because Pinnacle Credit Repair deserves the recognition for their expertise and victories. Thank you Andre!
Response from Pinnacle Credit RepairJun 9, 2026
Aaron, thank you — honestly, you described the work better than our own marketing does. That distinction is everything: a dispute built on the specific credit law and the specific reporting error, sent consistently, is a different thing entirely from an app firing off template letters. The Conn's account at month four is a perfect example of why we ask for patience the bureaus will return those repetitive "verified" responses, and the answer is disciplined, documented persistence, not giving up. You did the hard part: you trusted a process you couldn't yet see results from, and you took the time to understand it. Every file moves on its own timeline, so I won't promise anyone else your exact result but I'm glad yours came through. Proud to have you with us in Texas, and I look forward to the next update. — Andre Nguyen, Founder