Pearl InsuranceReviews of pearlinsurance.com

they think a realtor receiving commission of $20k is a full-time job. Yet this is a gross figure not take home, so it is about as part-time as you can get. also the $$ taken in commission does not indicate the number of hours one works a week. According to the U.S. Bureau of Labor Statistics (BLS), part-time work is generally defined as 1 to 34 hours per week. NOT DETERMINED BY AMOUNT OF INCOME

The customer service and ease of getting information and required documents AFTER the placement of coverage is slow and sometimes non responsive. The ONLY reason I use this company is the cost. I have never had a claim, but I worry that based on my experience over the past few years getting help from this agency would be an issue. I will have to reevaluate if the savings are worth the hassle.

I was never sent a certificate of liability after placing my order. I called support and was told it would be emailed to me shortly. That was last week. Note: After taking time to share this review, I spent more of my time calling once again to ask for my certificate. The agent said the certificates had been emailed twice already. We verified that the email address was correct, so I searched all my email accounts, including the spam folder, trash, promotions, updates, and other folders. It was never received. She sent it again but to a different account, and this time, it was received. Either Pearl was lying about the first two sends, their email systems were not working properly, or their email reputation was so bad that my original Gmail account refused to receive the messages. I'm upgrading my rating to two stars because I finally got the policy. However, Pearl should compensate me for wasting my time and adding stress to my life.

Exorbitant premium. Took underwriter forever to get quote. Underwriter finally came back with quote AFTER previous policy expired.

Hidden fees. No one needs access to your Lawyer’s Risk Purchasing Group Association. No one wants that or wants to pay for that. It really is just a processing fee, so why don’t you just call it what it is. Does anyone even read the Newsletters, or utlilize Pearl' Risk Management Hotline or Online Risk Control Library? No reason for this extra fee. Then there’s a fee for financing the contract. Why don’t you just allow insureds to pay monthly?