William C.
I've been trying to find information…
I've been trying to find information (real reviews?) on this company due to receiving a mailer. Trustpilot is the ONLY place I could find a negative review, which is odd considering they registered the web site in 2016 and most of the reviews (including the single negative one) appear to be from 2020 (five years old). You'd think by now they'd have more negative reviews considering the business they are in. I did want to say that the one negative was from someone who clearly doesn't understand how this works. They aren't a bank. They don't offer loans at a specific APR and then see who qualifies if their credit is spectacular for that rate. They loan to anyone and their rate (as stated on their sheet) ranges from 4.4% to 25%. Without your information (SSN specifically), they can't give you a rate at all. Plus of course the sales rep you talk to on the phone for one of these high-risk houses are independent and probably rotate quite often. They don't have supervisors: they may even work from home and 100% on commission. If anyone has a site that actually has real reviews (eg: 3.0? 4.0? at least a bit of "charged a fee I don't think I should have been charge", I'd love to see it. I find it highly unlikely they've been in business for five years with none of those and the BBB doesn't have a match at all. LOL. Thanks for reading the book. I go back to devil's advocate now and see if we're interested in this company some other way or perhaps find some REAL reviews somewhere. Besides that ONE on here. [edit next day] I did find another one that was negative, but it was from someone complaining of (basically) bait and switch because the "offer" his account rep called with the next day wasn't a debt consolidation loan, but debt "counseling" instead. Essentially he was complaining because they would not loan him the money he wanted and passed his lead off to another company that offers a completely different service. Which is once again not a bad review for the company so much as an inevitable outcome for some borrowers. Some of us are simply "not worthy". Complaining about that is similar (IMHO) to not tipping the waitress because another guest had a medical emergency and your food was late. Not their fault.