Adrian M.
I have had an individual Optimed Health…
I have had an individual Optimed Health Plan for me and my college age kids for 2 years. I've had no issues for seeing any doctor, any specialist or the 1 trip to the hospital for appendicitis. Claims are paid and I have no problem navigating the website, nor obtaining customer service. For 4 of us, I pay less than $1,000 per month. I have prescription coverage averaging $20 per fill, have never been denied a medication and my hospital deductible for emergency surgery was $2,500. My agent is always available for questions and renewals are automatic unless I want a change. I was told by another agent that this is not an insurance company but instead a "grouping" from Puerto Rico. I did some research and all I can say is I am a traveling nurse who was paying $1,500 a month for group sponsored care that was only in effect if I was on assignement. This policy made life easier for me. Now, mental health and pregnancy isn't covered but for me that isn't an issue; however, that is a national health care issue not just an Optimed Issue. As far as I'm concerned, I am very pleased with this plan.