Phyllis H.
False Scam
False Scam! No help especially when they get your hope up!
Response from OneLoanPlace.comMay 1, 2019
Hello Phyllis, I'm sorry that our lending partner that you had a Pre-Approval with was unable to assist. We did the best we could, and are disappointed you feel that we're a scam. Pre-approvals are a good sign, but they are by no means an assured approval. Our lenders are the ones who make the final decision as to approval or decline. Once you had that pre-approval, we wanted you to be aware of it. The failure of our lending partner to assist hurts us as well in more ways than one. However, based your conversation with Robyn this morning, I feel I need to inform you of the fact that our lending partners only do Soft Credit Pulls to determine pre-approval, hard pulls come at the final approval phase. Soft Credit Pulls have no effect on your credit and do not bring your score down at all. We cannot say for certain what companies outside our network do, so if you have applied in multiple places, that may have had an effect. I hope this helps you understand better about what may have happened. If you have any questions, please feel free to call Robyn or I back, Robyn has left you a voice mail with the number for our Client Relations department. James Durrance Client Relations Manager Oneloanplace.com


