Nova Credit Reviews | Read Customer Reviews of novacredit.com

Nova CreditReviews of novacredit.com

3.6166 reviews
Credit & Debt Services
San Francisco

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Nova Credit

About Nova Credit

Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.

Nova Credit (novacredit.com) has 166 customer reviews on Five Star Index, with an average rating of 3.6 out of 5.

Also known as: novacredit.com
Website: novacredit.com
Category: Credit & Debt Services
Location: San Francisco
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 7% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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Nova Credit reviews

Showing 94 reviews with 5 stars · Clear filters

JITENDRA S.
Mar 12, 2021
Who this I am not satisfied with your…
Who this I am not satisfied with your nova credit card
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Barath V.
Mar 12, 2021
I got my 1st US credit card through…
I got my 1st US credit card through Nova Credit. I have excellent credit rating in Australia built over 20 years. However it was not recognized in the US. It was only through Nova Credit's service that I was able to get an AMEX credit card. I can now start building my US credit history. Very happy!
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Saman
Mar 12, 2021
I used Nova Credit to bring my Canadian…
I used Nova Credit to bring my Canadian credit score into the US as American Express recognizes Nova Credit as valid source. So I was approved for a decent credit card with reasonable credit limit.
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Chris K.
Mar 12, 2021
The only path to US credit card…
The only path to US credit card agencies to access your Canadian credit.
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Alex
Mar 12, 2021
It worked
It worked. Yep.
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Steve Giles U.
Feb 16, 2021
An invaluable service for expats
I am very selective about writing reviews, but I feel this deserves it. As someone with a perfect credit rating in the UK (I promise I'm not gloating - I write this for context), to be confronted with starting at zero in the US was a hard pill to swallow. It's extremely demoralizing to be denied credit and have no apparent way to rectify the situation. I had to consider just how long I'd have to depend on someone else. Moreover, it poses the question: how will I ever find a way to begin building credit? Any mortgage fantasies seem a long way off. Thank you NOVA credit. The process is incredibly straight forward and you have provided an invaluable resource for people like me. Side note for anyone considering this: don't guess your financial history questions when signing up. Make sure you explore your home country Experian account before making an application. If you mess it up, you'll have to wait 30 days. I wish I could say that didn't happen to me. :)
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Amit
Feb 14, 2021
Import your Indian credit history for a US credit card
I had a very good experience with nova credit. Getting a credit card in the US without a credit history is quite hard and nova credit helped me apply for a card by importing my India credit history. This was extremely helpful and I was able to get a credit card in a matter of 10 days.
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Jimmy M.
Feb 12, 2021
Highly recommended
Extremely useful way for a new arrival in the US to get a decent credit card and build a credit rating. Application very easy, decent range of credit cards (I recommend one of the Amex Blue cards)...and makes life a lot easier in terms of signing a lease for a flat/phone etc
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