Nova CreditNova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.
Nova Credit (novacredit.com) has 166 customer reviews on Five Star Index, with an average rating of 3.6 out of 5.
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James G.
At first, I didn't have a good feeling about Nova Credit. But that quickly changed, After I reaches out to staff for clarification. I gained a Deeper understanding of the process. System is quick, secure and able to help any situation.
SAMUEL Q.
Prompt response
Laughvon P.
I had an excellent experience with Nova Credit! I reached out with questions about submitting my financial information for an apartment application, and their team provided stellar assistance every step of the way. They were professional, prompt, and patient in helping me understand the process. I truly appreciate their support and the clarity they offered during what could have been a stressful experience. Thank you, Nova Credit, for your outstanding service and dedication to your customers!
Aidan L.
I’m a Canadian moving to the US for work (in the process of getting a SSN). There’s a heck of a lot to do when moving, but getting a credit card turns out to be simple. I used Nova Credit to translate my Canadian Transunion credit score of 829 to a report that Amex understood. It was accepted, and Amex also required proof of address from my US bank. After that was provided, it approved me for the Amex Blue Cash Everyday credit card with $2000 credit limit. It’s not bad considering that I have no credit history in the US, and I’m happy to start building one.
vishwanth T.
Got my first credit card in USA with out having SSN using foreign credit score Which is a great advantage for students who don’t have SSN.
Ranadeep S.
I moved from India and had a good credit score. Using Nova Credit, I was able to get my first American Express credit card with a very good credit limit to kick start my credit building journey (and cashback) in US
Nicholas M.
I am new to California from Canada; moved down for work. Nova Credit actually got me a great credit card using my Canadian credit (and they sent me a copy of the report, it's super cool). After getting here, I discovered that basically everything in the US is set up to be slow and to distrust newcomers by default. I would imagine that, as a country with so many immigrants, extending a small amount of trust (as I received when I moved to the UK) could be good business development policy, but I digress. One of the things on my newcomer to-do list (along with get SSN, get chequeing account, get car, rent apartment, get drivers license, set up utilities, figure out healthcare, do my job, etc...) was to get a credit card. I went to the bank to apply and the banker legit chuckled at me and said that it would be a minimum of 3-6 months before I can get a credit card. He said there was no way for him to help and if I applied it would trash my US credit and ruin my life... To the Google I went! Found Nova Credit, applied for their AmEx (I needed SSN, SIN, chequeing account info and US mailing address that matches my bank account address and SSN account), and got approved over the phone the next day with a larger credit limit than I was expecting. Now I can start building US credit, which will go a long way towards getting the $40k car loan that I want. Thanks!
Trupti K.
Its very good program for students like me.
