customer
Photo for application ??!!
A picture is not necessary for an equity agreement. This is not a loan. It is a shared equity agreement. Never needed a photo for an application in my life.

Noah (formerly Patch Homes) is a modern finance company helping homeowners tap into their home value to meet their financial goals without incurring new monthly payments or interest. Founded in 2016 and headquartered in San Francisco, Noah’s innovative equity sharing model is a debt-free alternative to traditional home equity loans and HELOCs. By partnering with homeowners, Noah offers homeowners in select metro areas across the United States a one-time cash payment in exchange for a share in a percentage of their home’s future appreciation or depreciation.Get an estimateWant to learn more? Contact a Noah Home Advisor
Noah (noah.co) has 179 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

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Excellent

Investments & Wealth · Calabasas, California
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Investments & Wealth · Orange, California
Excellent
Showing 16 reviews with 1 star · Clear filters
customer
A picture is not necessary for an equity agreement. This is not a loan. It is a shared equity agreement. Never needed a photo for an application in my life.
Simon K.
too slow follow up
Erica R.
Horrible experience they made me wait for a couple days for them to tell me no i have over 300k equity in my home and my credit is in the mid 500 only because some of my credit cards are max out.
TD
asking me for a review when i haven't even used their product. just looking into it. bad business practice.
LESLIE K.
No follow up.
Response from NoahMay 27, 2021
Hi Dr. Koralek, thanks again for getting an estimate! It looks like Julieta was able to get in touch yesterday with answers to your questions, but please give us a call at 415.578.6515 if there’s anything else we can help with!
Blue
Felt like my time was wasted. Was told to go through the entire application process only to get denied when they already knew the debt to value on the home. Don't see any benefit to using a service with the same qualifications as a standard refinance.
Response from NoahMar 16, 2021
Hi Blue, thanks for taking the time to leave a review. Our goal is to be upfront and transparent about the funding we may be able to provide during the pre-qualification process, and we understand how frustrated you must be that we couldn’t deliver on that for you. Again, we’re so sorry that we aren’t able to approve you at this time.
Ralph C.
Working with Noah and spruce has truly been the worst business experience of my lifetime. It is an absolute marvel at the level of incompetence, misinformation and out right lying that has taken place. In the past, I have dealt with point, and had a marvelous experience. Dealing with Noah is completely opposite. However if you are in need of missed commitments or constant apologies, Noah is your company.
Response from NoahOct 19, 2020
Hi Ralph, thanks for taking the time to write a review. We absolutely agree that your signing experience fell short of expectations, and we’re reconsidering working with this title company because of your experience. Thank you again for being a Noah customer – if there’s anything else we can do to be helpful now that you’ve received your funding, please don’t hesitate to give us a call at 415.578.6515.
Michael
Run, don’t walk away from this option and this lender. Nothing but lies and outright theft. They know they have you over a barrel and they take complete advantage of this. They will screw you as hard as they can and if you accept their terms they will adjust to screw you a little harder. They present as a team but there are very few people working there and I still can’t tell if they are really good at playing stupid or they are all really that stupid. One would think they have never closed a loan before and have no idea what any mortgage terminology is. There is no upside to partnering with them and there is definitely other places to get hard money loans. There is zero good that can be said about my experience with this company.
Response from NoahApr 13, 2020
Hi Michael, thanks for taking the time to let us know about your experience. We gave you a call but couldn’t reach you by phone; if there’s anything we could do to be helpful or improve your experience, our team is standing by. Give us a call back at 415.578.6515 or send us an email at [email protected].