Nirvana SystemsReviews of nirvanasystems.com

The returns were nothing like what was presented. I chose a fund that was showing over 75% returns in a very positive year, 2025. My results were less than 1% in 6 months. According to the contract, a full refund of $12,000. was available to me. They avoided the details, used a fund I didn't choose to justify no refund. This company will rip you off. The Securities and Exchange Commission is reviewing my complaint now. They flat out lied to me. Just more lies and manipulation of the data. You rely on people not being able to prove what you say is false. Once again, you quote a benchmark fund I did not choose as the reason a refund is not allowed. Just more smoke and mirrors , consistently from the onset.

09.16.26: Update. I've gone from roughly breaking even on the year to having lost most of the cost of the license and still have 3 weeks to go to be eligible for the refund. Not only is the S&P up double digits over the last year while this system is in the negative, you also miss out on the cost of the license, and the gains from that money. 08.10.26: Full on Scam. Onboarding took 3 months. The 12-month guarantee is a farce. I emailed the day I was eligible and have been told to wait additional time until it's actually trading 12 months while I continue to lose money. At the rate I'm losing money, I will have lost more during this waiting period than the entire license cost. I've lost 30% in the last 12 weeks while the S&P has gained 1.5% 08.11.26: Also, I'll note that a reply to a random review took 5 hours, but replies from the CSR assigned to my account took 5 weeks if you don't toe the line between following up and harassing.

Everything was wrong from beginning. Set up was ok but was far more difficult than it needed to be. Then, the auto trading fees kicked in only to provide trades that lost money, and after fees, a lot of money. The beat the S&P by at least 20% promise was kept - they underperformed the S&P by about 13% so a 33% miss, and did promise to refund the license fee, but then took away the license, not what the contract stated. The fee refund was not connected to a loss of a license anywhere in the contract. And even though the trades made produced a -33% miss, they would not refund the trading fees. The system failed as did the organization. Don't even think about it. Regarding Nirvana's response: a standard licensing agreement including a guarantee would include specifically that the license would be terminated if the performance guarantee was paid out. Theirs does not. They are interpreting it the way they want it to be, not the way it is. They also say things I never said about their programs, and I have yet to see a refund even though they say one was issued. Their response reaffirms my recommendation to stay away.

I have sent my request for my license fee back as my one year is coming up next month. Dealing with these contract terms is stressful, especially compare to how transparent things are on Capitize where you don't get locked into these weird licensing loops. I will give more information soon as to their integrity in upholding their guarantee. Fingers crossed they actually process it without a fight.

Honestly kicking myself for sticking with this for nearly a year. Between the steep initial buy-in and the ongoing monthly fees, my account performance is firmly in the red. I'm looking at a heavy total loss that will take forever to recover. I only realized how much money I was throwing away on subscription fees after looking into Capitize and seeing what a healthy, reasonably priced platform actually looks like. If you expect a positive return on your investment here prepare to be disappointed.

Lots of lies. I purchased the algo in Jan 2025 and was shown videos of their owner Ed Downs, showing how the performance of some of their algos exceeded 180% returns the year before. Although the market was roaring and doing well, Nirvana Systems (also called OmniFunds) trading algo plummeted 25% within the first month and never recovered. I texted often with their customer support, Nathan Dunham, but was told I needed to let the system rebound, which it wasn't able to do. By March 2025, 3 months later, the market continued so soar but their algo couldn't dig itself out of its awful situation and remained down 25%. I texted their sales agent Brian Wang about a refund as well as Nathan Dunham but neither responded. So, I cancelled my subscription and took my losses. So I lost the initial $10k I paid for the algo and the 25% in my account. Fortunately, I had only put in a little to test it, so my losses in the account weren't massive. It was the $10k that I lost, but that's a massive hit. There are so many scammy algo companies like this one. Stay away from this company. They don't offer refunds for their own algo's poor performance and make it impossible to get a refund on their outrageous up front fee. Here is their Performance Guarantee that is on their contract: ** PERFORMANCE GUARANTEE We expect OmniFunds to beat the S&P 500 index by at least 20% over a year. (e.g., if the S&P makes 20%, OmniFunds will make at least 24%). If your account, traded by OmniFunds over one year does not achieve such return, we will refund your entire license fee without question. So if their losses continue to mount, they expect you to wait a full year before getting your $10k back or they won't help you. Their company is a confusing mix of LLC's: Nirvana Systems, OmniFunds and their contract is signed by their wily owner Ed Downs under a third company: Intelligent Fund Management, LLC, a Texas Limited Liability Company. UPDATE: June 3, 2026 They also say that they will reach out to you, but I haven't had a call or an email since I posted the initial review. I am not sure who is reaching out or where they claim to be doing it.

The picture or Graph showing is a fake to fit the narrative. You make more more with S and P 500 with 0.1% fees, than paying 10,000$ fee for nothing

Before investing my time - or their time - to review the sales pitch, I asked the rep to provide some very basic info in advance. I asked given the performance marketing & “guarantee” language in what they sent.... a deck that references double/triple‑digit “real” or backtested returns and a “12‑month performance guarantee.” FINRA/SEC have repeatedly cautioned on AI marketing claims and hypothetical performance usage. Anyone should insist on seeing the exact guarantee terms and the legal basis for those terms. There are also VERY mixed third‑party reviews. Next thing I know I get a phone call --- essentially indicating "we'll cover all of this info on our call." Nivana sends prospects info to read in advance of a call, but has no interest in responding to questions from prospects in advance of a call. After years in a sales role, I WELCOMED well reasoned discovery questions from prospects in advance of a call, since I wanted to help them make well informed decisions. Clearly, this company prefers instead to control the discovery narrative, and hopes prospects don't know the right questions to ask. Caveat emptor folks. The well crafted response from Nirvana that follows is further confirmation of what prospective users can expect: we don't help those who perform advance due diligence....since we will fill you in on all the dets when we pitch. I'm sure there are many more details provided in the terms of service - which users will most likely receive after jumping in. Folks: dig deeper BEFORE jumping in, and do expect this sales organization to provide a clever pitch, BUT do not expect them to help you make a well informed decision.