Night Winds LendingReviews of nightwindslending.com

I asked for $2,000.00 not $200.00, if that’s the case, I’m declining the loan

Never received the money

The process of getting information is horrible. No problem receiving emails when trying to get someone to take a loan but once they ask for verification and early payment options it’s a complete nightmare.

I was approved at 930am and it is now 1053pm and the funds are still not in my account. If my pay isn't dispersed by midnight tonight, I will be reporting this as a scam and warning anyone I know not to do business with this company. I have never had to wait over 12 hours for funds to hit my account. I verified that the info I have was correct several times and was repeatedly told the funds would be released today. I'm very disappointed with the timeliness of lack there of. I obviously needed the money as soon as possible and have learned a very valuable lesson when it comes to we approve all credit lines.

I didn’t get my loan 💵

Predatory lending practices and no secure way to pay off loan I had an extremely concerning experience with this company that I feel others need to be aware of. The interest rate on this loan exceeds 600 percent, and interest accrues daily, which already creates a very difficult situation for borrowers trying to get ahead. However, what is even more concerning is the lack of a secure and functional way to access or pay off the account. Their website states that current customers can request a login link via email. I attempted this multiple times and never received any email or access. There is no actual way to log into your account. Instead, the only options provided are: • Giving full card information through an online chat • Calling during limited business hours and providing sensitive financial information over the phone This is not only inconvenient, it is a serious security concern. Customers should not be required to share financial information through unsecured channels, especially when a secure online portal is advertised but does not work. Because interest is accruing daily at such a high rate, these barriers effectively prevent people from paying off their loans in a timely manner and increase the total amount owed. This feels intentionally obstructive and predatory. I am actively trying to resolve my account responsibly, but the lack of secure access and the structure of this loan make that unnecessarily difficult. I strongly encourage others to be cautious and fully understand what they are agreeing to before working with this company.

Kept calling me and said I had a loan application with them and never did I ever fill out anything for a loan

You are saying you gave me a loan and you are owed money on my pay day but I never got a loan from you. And if you take anything from my account I will be sueing your company.