Barry W.
More than a scam
More than a scam. They tell you it is insurance and state that it will cover most things. THIS IS NOT INSURANCE it is a fixed indemnity," "limited benefit," "discount plan,". DO NOT BE FOOLED. I was refunded by them immediately check your large language model Claude gave me everything I needed what to say and how to get the 4 back.or "this is not insurance. "What is the cancellation effective date? Please email me written confirmation." "Confirm there will be no more charges." "I want a full refund of all premiums to the original payment method. Who approves that, and when will I hear back?" "Please send me the recording of our enrollment call and a copy of the signed application." "What insurance company underwrites this plan?" If they refuse or stall: "Then I'll be filing complaints with the state insurance department, the FTC, and the attorney general, and disputing the charges with our card company. I'd rather resolve it with you directly." Don't: Agree to switch to a different plan, "downgrade," or keep coverage for a discount. Give them any new card numbers or your Social Security number. Accept a partial refund on the spot. Say "I'll need that in writing to review." Say "yes" to anything they read you as a script.

