FortivaReviews of myfortiva.com

NEVER DO BUSINESS WITH THIS COMPANY OR ANY COMPANY THAT USES THEM FOR FINANCING. They will randomly switch your retail loan (security system payment, etc) to a CREDIT CARD LOAN. Then start reporting that new Credit Card to credit unions. THE PROBLEM with this is you can make all your payments faithfully but they'll convert you to a card with an extremely low credit limit. Causing your Credit Utilization to sky rocket and your credit score to plummet. Went from 815 to 720 in 60 days, this was the only change in my credit report. Vivant used this to finance my security system at 0% interest. I paid every month. They sent me one random email saying I must "reject the change". (how many emails go missed) Nothing in writing, nothing in the mail, never even received the credit card. This is modern-day loan sharking. No one in customer service can rectify this situation or even come up with one benefit to consumers for this change. Paid off the balance and closed the account immediately. Tricksters and frauds. BEWARE!

Had the credit card for a while paid it off within a timely manner call to have the maintenance fee waived cancellation Department said no problems my account qualify for one year of no maintenance fee was never charged in maintenance fee for April and May then turned around and got electronic statement for June for the $12 maintenance fee. Called again to ask why was not given a significant or sufficient reason rather why has to be transferred to that department was declined by the customer service agent. The credit card is actually not worth the headache especially when you have to pay for a credit increase which I found to be kind of off a little bit. Expect to pay at least $40 to $50 each month on purchases there is no set minimum under that amount unless you spend under $30 then you would be required to pay that $30 as a minimum. Closed the account.If you're looking for a easy way to maybe establish credit Capital One would be the way to go.

Fortive sucks. I owed them 1.51. talked to their customer service. they agreed to have it written off !!!! But Fortiva continued to bill me 69.37 ???. when this payment did not go through they charged me 30.00 for bank not paying it!!! So you can not owe them anything but still bill you for a normal payment. What gives ???? State Attorney General complaint time!!!

La persona que me atendió fue muy amable. Rápidamente resolvió mi duda

I have received several letters stating I have been pre approved for this credit card. After a run of bad experiences years ago, I've worked very hard to fix my credit and decided to get a credit card for emergency purposes, and to help with reestablishing my credit. So I open this pre-approved letter and what?? Immediately it tells me that I am no longer eligible, ??? It was put in my mailbox 30 min ago, how am I no longer eligible?? It's another piece of junk mail. Throw it out.

Can you please send me a statement to my address at home with the amount I owe you please

Good understanding of my situation and clear explanation of follow up procedures

The speed at which Fortiva helped to solve my problem.